88 Ledgestone Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 88 Ledgestone Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,580 sqft · built 2013
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Oct 2025)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`721762-2020-202`

Property Details

APN / Parcel Number

Primary APN	`721762-2020-202`
Alternative APNs	`9686-65-1090-00000` `968615641905000` `008210652`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	2,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	721762-2020-202
Street Address	88 LEDGESTONE DR
City	FAIRVIEW
State	NC
Zip	28730-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: LEDGESTONE LOT: 49 PLAT: 0102-0003
Legal Subdivision	LEDGESTONE
Legal Block	3
Legal Lot Number	49
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3021
Census Tract	3203

Owner

Source: Buncombe County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jan 14, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 14, 2014	Deed of Trust, Mortgage · Conventional Mortgage DEAN J WATSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Book / Page	6536 / 727
Prior Transfer Date	Nov 26, 2018
Prior Transfer Doc	0057221688
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060430927
Date	Mar 31, 2021
Book Page	6043/927

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061171366
Date	Sep 9, 2021
Book Page	6117/1366

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100

Mortgage

Document Number	0064370176
Date	Sep 6, 2024
Book Page	6437/176

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 23, 2025
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Document Number	0065360727
Book / Page	6536 / 727
Map Reference	MB 102 PG 3
Instrument Date	Oct 20, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 SHADYWOOD LN, HENDERSONVILLE, NC 28792-5874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100

Mortgage

Document Number	0006536730
Date	Oct 23, 2025
Instrument	6536/730

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057780210
Date	Jun 7, 2019
Book Page	5778/0210

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 14, 2021
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Document Number	0060060893
Book / Page	6006 / 893
Map Reference	MB 102 PG 3
Instrument Date	Jan 12, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 FAIRVIEW FOREST DR, 680, FAIRVIEW, NC 28730-9647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100

Mortgage

Document Number	6006896
Date	Jan 14, 2021
Instrument	6006/896

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 27, 2018
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Document Number	0057221688
Book / Page	005722 / 001688
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LEDGESTONE DR FAIRVIEW NC 287307100, FAIRVIEW, NC 28730-7100

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	88 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Document Number	0058851605
Instrument Date	Apr 14, 2014
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LEDGESTONE DR FAIRVIEW NC 287307100, FAIRVIEW, NC 28730-7100

Mortgage

Document Number	0058851605
Date	Apr 16, 2020
Book Page	005885/001605

Lender

Name	DEAN J WATSON
Address	5638 NW STH CT, DES MOINES, IA 50313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,467.00 (+4.27%)	$632,300 (-) Land $75,500 Building $556,800	$632,300 (-) Land $75,500 Building $556,800
2024	$4,284.00 (+5.39%)
2023	$4,065.00	$632,300	$632,300 (-) Land $75,500 Building $556,800
2021			$632,300 Land $75,500 Building $556,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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