92 Laurel Ln, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 92 Laurel Ln, Buffalo, NY 14221

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,185 sqft · built 2000
Lot Size	0.28 acres (12,150 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Apr 2014)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142289 42.10-7-12`

Property Details

APN / Parcel Number

Primary APN	`142289 42.10-7-12`
Alternative APN	`22890421000007012000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,185 sqft Living Area
1st Floor Area	1,795 sqft
2nd Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,150 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	787 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	92 LAUREL LN
City	BUFFALO
State	NY
Zip	14221-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEY WOODS 2745 12
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	7
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1004
Census Tract	9007

Owner

Source: Erie County and Amherst Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 LAUREL LN, BUFFALO, NY 14221-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit CNB BANK
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
May 5, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2014 · Amount on Record
Deed Sale	Apr 2, 2014 · Amount on Record
Prior Sale	Jul 27, 2000 · Amount on Record
Deed Document Number	201464430
Deed Book / Page	11262 / 3928
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	92 LAUREL LN, WILLIAMSVILLE, NY 14221-8334
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LAUREL LN, BUFFALO, NY 14221-8334

Mortgage

Document Number	0141866762
Date	Jan 8, 2026
Book Page	14186/6762
Instrument	2026004067

Lender

Name	CNB BANK
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	92 LAUREL LN, WILLIAMSVILLE, NY 14221-8334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138481501
Date	Mar 8, 2018
Book Page	13848/1501
Instrument	2018045900

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	92 LAUREL LN, WILLIAMSVILLE, NY 14221-8334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139397632
Date	May 15, 2020
Book Page	13939/7632
Instrument	2020081527

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	92 LAUREL LN, WILLIAMSVILLE, NY 14221-8334
Document Number	0113604378
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LAUREL LN WILLIAMSVILLE NY 142218334, WILLIAMSVILLE, NY 14221-8334

Mortgage

Document Number	0113604378
Date	May 18, 2020
Book Page	011360/004378

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,839.00 (-55.4%)	$621,000 (-) Land $97,000 Building $524,000	$627,300 (+1.01%) Land $97,984 Building $529,316
2024	$13,092.00 (+9.3%)	$621,000 (+55.25%) Land $97,000 Building $524,000	$621,000 (-3.74%) Land $97,000 Building $524,000
2023		$400,000 Land $87,000 Building $313,000	$645,161 Land $140,323 Building $504,838
2019	$11,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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