Middlesex County and Westford Town property record for 92 Keyes Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,375 sqft · built 1993 |
| Lot Size | 1.01 acres (44,388 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,853 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0040.0 P:0069 S:0002 |
| Primary APN | WFOR M:0040.0 P:0069 S:0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 3,631 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,388 sqft (1.01 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 92 KEYES RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 318200 |
92 Keyes Rd is owned and occupied by two individuals.
Source: Middlesex County and Westford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 KEYES RD, WESTFORD, MA 01886-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · ARM ALIGN CREDIT UNION |
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit ALIGN CU |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU |
| Dec 22, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 92 KEYES RD, WESTFORD, MA 01886-1086 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037071-256 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 37071/256 |
| Instrument | 21246 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2027 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 92 KEYES RD, WESTFORD, MA 01886-1086 |
| Document Number | 32107-46 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 92 KEYES RD WESTFORD MA 018861086, WESTFORD, MA 01886-1086 |
| Document Number | 32107-46 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 032107/000046 |
| Instrument | 21527 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 92 KEYES RD, WESTFORD, MA 01886-1086 |
| Document Number | 32107-28 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 KEYES RD WESTFORD MA 018861086, WESTFORD, MA 01886-1086 |
| Document Number | 32107-28 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 032107/000028 |
| Instrument | 21526 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 92 KEYES RD, WESTFORD, MA 01886-1086 |
| Document Number | 30867-246 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 30867-246 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 030867/000246 |
| Instrument | 3778 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 92 Keyes Rd was $8,853, up 7.3% from the year before.
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,853.00 (+7.27%) | $675,300 (+10.22%) Land $309,100 Building $366,200 | $674,595 |
| 2025 | $8,253.00 (+2.33%) | $612,700 (+4.61%) Land $303,000 Building $309,700 | |
| 2024 | $8,065.00 (+1.33%) | $585,700 (+8.62%) Land $288,500 Building $297,200 | $638,495 |
| 2023 | $7,959.00 | $539,200 Land $274,900 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Keyes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Keyes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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