Middlesex County and Westford Town property record for 78 Keyes Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,640 sqft · built 1986 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Apr 2021) |
| Tax Bill | $13,014 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0040.0 P:0065 S:0000 |
| Primary APN | WFOR M:0040.0 P:0065 S:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 4,752 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 78 KEYES RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 318200 |
78 Keyes Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Middlesex County and Westford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 KEYES RD, WESTFORD, MA 01886-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Apr 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Oct 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Dec 17, 2004 · Amount on File |
| Deed Document Number | 202122715 |
| Deed Book / Page | 35627 / 249 |
| Prior Transfer Date | Apr 15, 2021 |
| Prior Transfer Doc | 35627-249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 78 KEYES RD, WESTFORD, MA 01886-1027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0037687-29 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 37687/29 |
| Instrument | 4591 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Apr 16, 2021 |
| Property Address | 78 KEYES RD, WESTFORD, MA 01886-1027 |
| Document Number | 35627-249 |
| Book / Page | 35627 / 249 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 22715 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 78 KEYES RD, WESTFORD, MA 01886-1027 |
| Document Number | 22716 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 22716 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Oct 25, 2019 |
| Property Address | 78 KEYES RD, WESTFORD, MA 01886-1027 |
| Document Number | 33482-269 |
| Book / Page | 033482 / 000269 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 46592 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 KEYES RD WESTFORD MA 018861027, WESTFORD, MA 01886-1027 |
The 2026 property tax bill for 78 Keyes Rd was $13,014, up 2.5% from the year before.
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,014.00 (+2.5%) | $992,700 (+5.32%) Land $325,600 Building $667,100 | $737,105 |
| 2025 | $12,697.00 (+2.39%) | $942,600 (+4.66%) Land $319,200 Building $623,400 | |
| 2024 | $12,401.00 (+1.22%) | $900,600 (+8.49%) Land $304,000 Building $596,600 | $756,960 |
| 2023 | $12,252.00 | $830,100 Land $289,600 Building $540,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Keyes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Keyes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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