92 Holden Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 92 Holden Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,701 sqft · built 1991
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Last Sale	$914,000 (Apr 2025)
Tax Bill	$7,479 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-60-0704-52`

Property Details

APN / Parcel Number

Primary APN	`R-60-0704-52`
Alternative APNs	`SKIN P:092-2 L:000074` `P:092=2 L:000074` `R-60-6001-67`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,701 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	773 sqft
Attic	Attic
Attic Area	773 sqft
Basement Area	720 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-60-6001-67
Street Address	92 HOLDEN RD
City	WAKEFIELD
State	RI
Zip	02879-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	74
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1056
Census Tract	51302

Owner

92 Holden Rd is owner-occupied and held in a trust since April 2025.

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	92 HOLDEN RD, WAKEFIELD, RI 02879-7024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
Apr 10, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Dec 15, 2021 · Amount on File
Deed Document Number	202537831
Deed Book / Page	1902 / 281
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	001861-536
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Jul 20, 2026
Property Address	92 HOLDEN RD, WAKEFIELD, RI 02879-7024
Document Number	0000044896
Book / Page	1937 / 788
Instrument Date	Jul 8, 2026
Instrument	202644896
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	92 HOLDEN RD, WAKEFIELD, RI 02879-7024

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001852-562
Date	Mar 17, 2023
Book Page	1852/562
Instrument	27341

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2063

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001924-13
Date	Jan 21, 2026
Book Page	1924/13
Instrument	42104

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Apr 10, 2025
Property Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001902-281
Book / Page	1902 / 281
Instrument Date	Apr 10, 2025
Instrument	37831
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024

Mortgage

Document Number	0000037833
Date	Apr 10, 2025
Instrument	37833

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Aug 1, 2023
Property Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001861-536
Book / Page	1861 / 536
Instrument Date	Aug 1, 2023
Instrument	29381
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 BELLEVUE AVE, NORTH PROVIDENCE, RI 02911-3003

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Dec 15, 2021
Property Address	92 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001815-641
Book / Page	1815 / 641
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 BELLEVUE AVE, NORTH PROVIDENCE, RI 02911-3003

Mortgage

Document Number	0001815643
Date	Dec 15, 2021
Instrument	1815/643

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 92 Holden Rd was $7,479.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,479.00	$836,600 Land $369,700 Building $466,900	$942,671
2023	$7,517.00 (+0.91%)	$680,300 (-) Land $310,200 Building $370,100
2022	$7,449.00	$680,300 Land $310,200 Building $370,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Holden Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Nearby Flood Policies	192 in force
Nearby Flood Claims	90 (1980–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Hurricane Sandy, Oct 2012 · 52 claims Severe Storms And Flooding, Mar 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Holden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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