88 Holden Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 88 Holden Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,770 sqft · built 2024
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Sep 2008)
Tax Bill	$8,777 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-01-0962-00`

Property Details

APN / Parcel Number

Primary APN	`R-01-0962-00`
Alternative APNs	`SKIN P:092-2 L:000075` `P:092=2 L:000075`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,902 sqft
1st Floor Area	660 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R-01-0962-00
Street Address	88 HOLDEN RD
City	WAKEFIELD
State	RI
Zip	02879-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	75
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1056
Census Tract	51302

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	88 HOLDEN RD, WAKEFIELD, RI 02879-7024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2025	Warranty Deed, Transfer
Oct 13, 2023	Deed of Trust, Mortgage · ARM THE WASHINGTON TRUST CO OF WESTERLY
Aug 18, 2023	Deed, Transfer
May 18, 2023	Warranty Deed, Transfer
Feb 3, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2008 · Amount on Record
Deed Sale	Sep 8, 2008 · Amount on Record
Deed Book / Page	1330 / 154
Last Transfer Date	Aug 18, 2023
Transfer Doc	001862-735
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001923-662
Date	Jan 16, 2026
Book Page	1923/662
Instrument	42072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Sep 11, 2025
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001913-755
Book / Page	1913 / 755
Instrument Date	Sep 11, 2025
Instrument	40141
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001867-271
Date	Oct 13, 2023
Book Page	1867/271
Instrument	30516

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Nov 1, 2029
Index	1-Year CMT
Margin	3

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Aug 18, 2023
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001862-735
Book / Page	1862 / 735
Instrument Date	Aug 18, 2023
Instrument	29644
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 THAYER ST, MILLVILLE, MA 01529-1624

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	May 18, 2023
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	001856-546
Book / Page	1856 / 546
Instrument Date	May 3, 2023
Instrument	28252
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Feb 3, 2020
Property Address	88 HOLDEN RD, SOUTH KINGSTOWN, RI 02879-7024
Document Number	1731-553
Book / Page	001731 / 000553
Instrument Date	Jan 9, 2020
Instrument	3933
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 THAYER ST MILLVILLE MA 015291624, MILLVILLE, MA 01529-1624

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,777.00 (+90.43%)	$981,800 (+135.39%) Land $336,100 Building $645,700	$899,364
2023	$4,609.00 (+0.92%)	$417,100 (-) Land $282,000 Building $135,100
2022	$4,567.00	$417,100 Land $282,000 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Nearby Flood Policies	192 in force
Nearby Flood Claims	90 (1980–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Hurricane Sandy, Oct 2012 · 52 claims Severe Storms And Flooding, Mar 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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