92 Hillside Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 92 Hillside Dr, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,420 sqft · built 1959
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jul 2019)
Tax Bill	$211 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0890-06-39-8444`

Property Details

APN / Parcel Number

Primary APN	`0890-06-39-8444`
Alternative APN	`555782338`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555782338
Street Address	92 HILLSIDE DR
City	SPRUCE PINE
State	NC
Zip	28777-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK RD 1143
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Mitchell County records · APN 0890-06-39-8444

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jul 08, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jul 19, 2019	Warranty Deed, Transfer
Jul 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	20191288
Deed Book / Page	603 / 955
Prior Transfer Date	Jul 03, 2019
Prior Transfer Doc	603/951
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116
Transaction Type	Mortgage
Record Updated	Feb 07, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116

Mortgage

Document Number	000653/745
Date	Jan 27, 2023
Book Page	653/745
Instrument	2023000147

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	26777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116

Mortgage

Document Number	000646/142
Date	Jul 08, 2022
Book Page	646/142
Instrument	2022002028

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 07, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 19, 2019
Property Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116
Document Number	603/955
Book / Page	603 / 955
Instrument Date	Jul 19, 2019
Instrument	2019001288
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jul 19, 2019
Property Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116
Document Number	603/951
Book / Page	603 / 951
Instrument Date	Jul 03, 2019
Instrument	2019001287
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HILLSIDE DR, SPRUCE PINE, NC 28777-5116

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$211.00 (-56.76%)	$33,000 (-57.47%) Land $17,800 Building $15,200
2023	$488.00	$77,600 Land $17,800 Building $59,800	$77,600 Land $17,800 Building $59,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 758 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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