Mitchell County property record for 138 Hillside Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,112 sqft · built 1979 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2021) |
| Tax Bill | $1,804 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-06-39-6680 |
| Primary APN | 0890-06-39-6680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 108,900 sqft (2.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555783748 |
|---|---|
| Street Address | 138 HILLSIDE DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1143 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 HILLSIDE DR, SPRUCE PINE, NC 28777-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Deed Document Number | 20211872 |
| Deed Book / Page | 632 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 25, 2021 |
| Property Address | 138 HILLSIDE DR, SPRUCE PINE, NC 28777-5200 |
| Document Number | 632/105 |
| Book / Page | 632 / 105 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021001872 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 515, SPRUCE PINE, NC 28777-0515 |
| Name | Verified Name |
|---|---|
| Address | 138 HILLSIDE DR, SPRUCE PINE, NC 28777-5200 |
| Document Number | 2021001873 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021001873 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,804.00 | $281,900 (-) Land $33,300 Building $248,600 | |
| 2025 | $1,804.00 (+1.63%) | $281,900 (-) Land $33,300 Building $248,600 | |
| 2023 | $1,775.00 | $281,900 Land $33,300 Building $248,600 | $281,900 Land $33,300 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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