92 Hillcrest Way, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 92 Hillcrest Way, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,174 sqft · built 2021
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$8,128 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242011153`

Property Details

APN / Parcel Number

Primary APN	`242011153`
Alternative APN	`R600 013 000 0426 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,174 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011153
Street Address	92 HILLCREST WAY
City	BLUFFTON
State	SC
Zip	29909-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 MALIND BLUFF PH1 PB153 PG141-145 PB156 PG180
Legal Subdivision	MALIND BLUFF S/D
Legal Lot Number	48
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1100
Census Tract	2202

Owner

92 Hillcrest Way is owned and occupied by an individual who bought it in December 2024.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	92 HILLCREST WAY, OKATIE, SC 29909-6307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit CPM FCU
Aug 16, 2021	Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	2024053627
Deed Book / Page	4389 / 2528
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	92 HILLCREST WAY, BLUFFTON, SC 29909-6307
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HILLCREST WAY, OKATIE, SC 29909-6307

Mortgage

Document Number	0000002148
Date	Jan 15, 2026
Book Page	4500/559
Instrument	2026002148

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	92 HILLCREST WAY, BLUFFTON, SC 29909-6307
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006266
Date	Feb 13, 2023
Book Page	4217/2941
Instrument	2023006266

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Feb 8, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 16, 2021
Property Address	92 HILLCREST WAY, BLUFFTON, SC 29909-6307
Document Number	0000058783
Book / Page	4049 / 2190
Map Reference	MB 156 PG 180-184
Instrument Date	Aug 2, 2021
Instrument	2021058783
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 HILLCREST WAY, BLUFFTON, SC 29909-6307

Mortgage

Document Number	0000058784
Date	Aug 16, 2021
Instrument	2021058784

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 92 Hillcrest Way was $8,128, up 8,028% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,128.00 (+8,028%)	$32,400 (+46.16%)
2024	$100.00	$22,168 (-) Land $3,400 Building $18,768	$554,200 (+2.63%) Land $85,000 Building $469,200
2023	$100.00 (-98.33%)	$22,168 (+43.32%) Land $3,400 Building $18,768	$540,000 (+39.64%) Land $85,000 Building $455,000
2022	$5,988.00	$15,468 Land $1,400 Building $14,068	$386,700 Land $35,000 Building $351,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Hillcrest Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Hillcrest Way is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Palmetto Telephone Communications.

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