92 High St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 92 High St, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,055 sqft · built 1955
Lot Size0.309 acres (13,464 sqft)
OwnerIndividual Name on Record
Last Sale$353,000 (Aug 2013)
Tax Bill$8,904 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0041 B:0100 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0041 B:0100 L
Alternative APN
  • 1811

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,055 sqft Living Area
Gross Area3,348 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,464 sqft (0.309 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1811
Street Address92 HIGH ST
CityTOPSFIELD
StateMA
Zip01983-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block100
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group1
Census Block1029
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address92 HIGH ST, TOPSFIELD, MA 01983-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NAVY FCU
Mar 5, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NAVY FCU
Dec 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 28, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2013 · Amount on Record
Deed SaleAug 16, 2013 · Amount on Record
Deed Book / Page32751 / 255
Last Transfer DateAug 24, 2020
Transfer Doc39353-226
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address92 HIGH ST, TOPSFIELD, MA 01983-1912
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041313-575
DateNov 21, 2022
Book Page41313/575
Instrument20221121002750
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueDec 1, 2042

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address92 HIGH ST, TOPSFIELD, MA 01983-1912
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042010-39
DateMar 5, 2024
Book Page42010/39
Instrument20240305000170
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueApr 1, 2044

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateDec 29, 2020
Property Address92 HIGH ST, TOPSFIELD, MA 01983-1912
Document Number39353-226
Book / Page039353 / 000226
Instrument DateAug 24, 2020
Instrument29003080
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 HIGH ST TOPSFIELD MA 019831912, TOPSFIELD, MA 01983-1912

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateAug 28, 2020
Property Address92 HIGH ST, TOPSFIELD, MA 01983-1912
Document Number38877-517
Book / Page38877 / 517
Instrument DateAug 24, 2020
Instrument20200828007320
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 HIGH ST, TOPSFIELD, MA 01983-1912

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,904.00 (+4.54%)$594,000 (+2.45%) Land $309,500 Building $284,500$757,753
2024$8,517.00 (+7.92%)$579,800 (+11.67%) Land $309,500 Building $270,300
2023$7,892.00$519,200 Land $299,100 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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