Essex County and Topsfield Town property record for 88 High St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,618 sqft · built 2011 |
| Lot Size | 1.31 acres (57,425 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,150,000 (Dec 2023) |
| Tax Bill | $17,195 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0041 B:0098 L |
| Primary APN | TOPS M:0041 B:0098 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,618 sqft Living Area |
| Gross Area | 6,891 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,425 sqft (1.31 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1809 |
|---|---|
| Street Address | 88 HIGH ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | TOPSFIELD |
| Legal Block | 98 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 88 HIGH ST, TOPSFIELD, MA 01983-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MORTGAGE COMPANY |
| Dec 19, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on File |
| Deed Sale | Dec 19, 2023 · Amount on File |
| Prior Sale | Sep 10, 2015 |
| Deed Document Number | 202320231219002310 |
| Deed Book / Page | 41915 / 440 |
| Transfer Doc | 34363-427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Apr 7, 2026 |
| Property Address | 88 HIGH ST, TOPSFIELD, MA 01983-1912 |
| Document Number | 043315-570 |
| Book / Page | 43315 / 570 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000440, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 43315/570 |
| Instrument | 2026440 |
| Name | SALEM FIVE MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Dec 19, 2023 |
| Property Address | 88 HIGH ST, TOPSFIELD, MA 01983-1912 |
| Document Number | 041915-440 |
| Book / Page | 41915 / 440 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 20231219002310 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 HIGH ST, TOPSFIELD, MA 01983-1912 |
| Document Number | 231219002320 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 231219002320 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jan 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 88 HIGH ST, TOPSFIELD, MA 01983-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39158-577 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 39158/577 |
| Instrument | 20201109003920 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,195.00 (+3.13%) | $1,147,100 (+1.07%) Land $292,300 Building $854,800 | $1,201,275 |
| 2024 | $16,673.00 (+11.21%) | $1,135,000 (+15.06%) Land $292,300 Building $842,700 | |
| 2023 | $14,993.00 | $986,400 Land $282,500 Building $703,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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