Monmouth County and Freehold Township property record for 92 Harvard Oval, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,295 sqft · built 2001 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $424,471 (Feb 2002) |
| Tax Bill | $16,499 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00085-56-00017 |
| Primary APN | 17-00085-56-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Upper Floors Area | 1,565 sqft |
| Basement Area | 1,712 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 468 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 4040117 |
|---|---|
| Street Address | 92 HARVARD OVAL |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-5391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Subdivision | COLLEGE PARK SEC 07 |
| Legal Block | 85.56 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 810505 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 92 HARVARD OVAL, FREEHOLD, NJ 07728-5391 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 24, 2012 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2002 · Amount on Record |
| Deed Sale | Feb 6, 2002 · Amount on Record |
| Deed Book / Page | 8082 / 588 |
| Last Transfer Date | Dec 23, 2024 |
| Transfer Doc | 0097203113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 92 HARVARD OVAL, FREEHOLD, NJ 07728-5391 |
| Document Number | 0000007791 |
| Instrument Date | Dec 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 HARVARD OVAL FREEHOLD NJ 077285391, FREEHOLD, NJ 07728-5391 |
| Document Number | 0000007791 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 009473/002041 |
| Instrument | 7791 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 92 HARVARD OVAL, FREEHOLD, NJ 07728-5391 |
| Document Number | 0000021358 |
| Instrument Date | Jan 24, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 92 HARVARD OVAL FREEHOLD NJ 077285391, FREEHOLD, NJ 07728-5391 |
| Document Number | 0000021358 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 008082/000588 |
| Instrument | 21358 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 24, 2026 |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029,400 (+6.19%) Land $334,000 Building $695,400 | $1,029,400 (+6.19%) Land $334,000 Building $695,400 | |
| 2025 | $16,499.00 (-5.31%) | $969,400 (+15.46%) Land $296,300 Building $673,100 | $969,400 (+15.46%) Land $296,300 Building $673,100 |
| 2024 | $17,425.00 (+17.9%) | ||
| 2023 | $839,600 Land $311,300 Building $528,300 | $839,600 Land $311,300 Building $528,300 | |
| 2022 | $14,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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