Monmouth County and Freehold Township property record for 112 Harvard Oval, Freehold, NJ 07728
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 1.5 ba · 2,636 sqft · built 2001 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Feb 2020) |
| Tax Bill | $13,879 (2022) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00085-56-00015 |
| Primary APN | 17-00085-56-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Total Area |
| 1st Floor Area | 1,464 sqft |
| Upper Floors Area | 1,364 sqft |
| Basement Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 4040115 |
|---|---|
| Street Address | 112 HARVARD OVAL |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-5392 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-25 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | COLLEGE PARK SEC 07 |
| Legal Block | 85.56 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 810505 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Feb 25, 2020 | Grant Deed, Transfer · VA Mortgage REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 202021407 |
| Deed Book / Page | 9399 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 112 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000143383 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 112 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000143383 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 009461/004727 |
| Instrument | 143383 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 25, 2020 |
| Property Address | 112 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000021407 |
| Book / Page | 009399 / 000221 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 21407 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 21408 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 009399/000247 |
| Instrument | 21408 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978,900 (+6.31%) Land $334,000 Building $644,900 | $978,900 (+6.31%) Land $334,000 Building $644,900 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $920,800 (+13.9%) Land $296,300 Building $624,500 | $920,800 (+13.9%) Land $296,300 Building $624,500 |
| 2023 | $808,400 Land $311,300 Building $497,100 | $808,400 Land $311,300 Building $497,100 | |
| 2022 | $13,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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