92 Front St, Warsaw, VA 22572 Property Records

Richmond County property record for 92 Front St, Warsaw, VA 22572

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,533 sqft · built 1892
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2026)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-20`

Property Details

APN / Parcel Number

Primary APN	`42-20`
Alternative APNs	`25013` `14929`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,533 sqft Living Area
Storm Shelter	Storm Shelter
Flooring	Wood
Interior Walls	Paneling
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	123,710 sqft (2.84 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	14929
Street Address	92 FRONT ST
City	WARSAW
State	VA
Zip	22572-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	92 FRONT STREET
Jurisdiction	RICHMOND VA
Township / Civil Division	3
Census Block Group	4
Census Block	4046
Census Tract	40100

Owner

Source: Richmond County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 FRONT ST, WARSAW, VA 22572-4151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 3, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 26, 2025	Bargain and Sale Deed, Transfer OLD DOMINION CAPITAL GROUP LLC
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 12, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jun 26, 2025 · Amount on File
Deed Document Number	2026602
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Recording Date	Aug 27, 2026
Property Address	92 FRONT ST, WARSAW, VA 22572-4151
Document Number	0000000669
Instrument Date	Jul 31, 2026
Instrument	2026669
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 CLEARVIEW DR, ALLEN, TX 75002-2038
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000669,
Date	Aug 27, 2026
Instrument	2026669

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHMOND VA
Recording Date	Aug 3, 2026
Property Address	92 FRONT ST, WARSAW, VA 22572-4151
Document Number	0000000602
Instrument Date	Jul 30, 2026
Instrument	2026602
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 FRONT ST, WARSAW, VA 22572-4151

Mortgage

Document Number	0000000603,
Date	Aug 3, 2026
Instrument	2026603

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND VA
Recording Date	Jun 26, 2025
Property Address	92 FRONT ST, WARSAW, VA 22572-4151
Document Number	2025000541
Map Reference	CAB 3 SL 49-C
Instrument Date	May 13, 2025
Instrument	2025000541
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JUNIE CT, FREDERICKSBURG, VA 22407-6823

Mortgage

Document Number	2025000542
Date	Jun 26, 2025
Instrument	2025000542

Lender

Name	OLD DOMINION CAPITAL GROUP LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	May 22, 2017
Property Address	92 FRONT ST, WARSAW, VA 22572-4151
Document Number	2017000403
Instrument Date	May 15, 2017
Instrument	2017000403
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 FRONT ST, WARSAW, VA 22572-4151

Mortgage

Document Number	2017000404
Date	May 22, 2017
Instrument	2017000404

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	Apr 12, 2017
Property Address	92 FRONT ST, WARSAW, VA 22572-4151
Document Number	2017000287
Instrument Date	Mar 7, 2017
Instrument	2017000287
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22, SHARPS, VA 22548-0022

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+28.98%)	$378,432 (+50.49%) Land $41,690 Building $336,742	$378,432 (+50.49%) Land $41,690 Building $336,742
2023	$1,760.00	$251,468 Land $40,031 Building $211,437	$251,468 Land $40,031 Building $211,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	51 (1991–2023)
Claims Outside the SFHA	31 of 51
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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