221 Front St, Warsaw, VA 22572 Property Records

Richmond County property record for 221 Front St, Warsaw, VA 22572

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,558 sqft · built 1972
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Tax Bill$4,042 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN42-44&PT45

Property Details

APN / Parcel Number

Primary APN42-44&PT45
Alternative APNs
  • 13303
  • 1898

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,558 sqft Living Area
Basement Area1,344 sqft
Finished Basement144 sqft
Unfinished Basement1,200 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area228 sqft
Patio Area388 sqft
BalconyBalcony
Balcony Area33 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1898
Street Address221 FRONT ST
CityWARSAW
StateVA
Zip22572-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL, LIMITED
Legal Description221 FRONT STREET
JurisdictionRICHMOND VA
Township / Civil Division3
Census Block Group4
Census Block4046
Census Tract40100

Owner

Source: Richmond County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 FRONT ST, WARSAW, VA 22572-4123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2011
Deed SaleDec 6, 2011
Deed Document Number0000157598
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND VA
Property Address221 FRONT ST, WARSAW, VA 22572-4123
Transaction TypeMortgage
Record UpdatedDec 19, 2023
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000533
DateJul 25, 2023
Instrument2023000533
Lender
NameATLANTIC UNION BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyRichmond County
Unified School DistrictRichmond County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,042.00 (+17.95%)$673,743 (+37.61%) Land $240,117 Building $433,626$673,743 (+37.61%) Land $240,117 Building $433,626
2023$3,427.00$489,604 Land $240,090 Building $249,514$489,604 Land $240,090 Building $249,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims51 (1991–2023)
Claims Outside the SFHA31 of 51
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

Nearby Streets

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