Walton County property record for 92 Ellis Rd, Apt 2, Miramar Beach, FL 32550
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 888 sqft · built 1982 |
| Lot Size | 0.032 acres (1,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2024) |
| Tax Bill | $3,359 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42530-000-0020 |
| Primary APN | 30-2S-21-42530-000-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 1,063 sqft |
| 1st Floor Area | 888 sqft |
| Flooring | Tile |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 1,401 sqft (0.032 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 ELLIS RD, 2 |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3242 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | UNIT 2 GULF WHISPER PATIO HOMES AND 1/3 INT IN & TO COM ELEMENT AS REC IN PB 5-75 OR 247-23 OR 2381-988 OR 2878-1753 OR 3313-583 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | GULF WHISPER PATIO HOMES |
| Legal Lot Number | 20 |
| Legal Unit | 2 G |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950608 |
92 Ellis Rd, Apt 2 is owned by two individuals who bought it in January 2024.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 760 WILDFLOWER CIR, NAPERVILLE, IL 60540-6222 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on File |
| Deed Sale | Jan 17, 2024 · Amount on File |
| Deed Document Number | 20241686 |
| Deed Book / Page | 3313 / 583 |
| Prior Transfer Date | Nov 14, 2011 |
| Prior Transfer Doc | 0028781753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 17, 2024 |
| Property Address | 92 ELLIS RD APT 2, 2, MIRAMAR BEACH, FL 32550-3242 |
| Document Number | 0033130583 |
| Book / Page | 3313 / 583 |
| Map Reference | MB 5 PG 75 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 20240001686 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ELIM TITLE LLC, RELI TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8121 WALNUT RUN RD # RD200, RD200, CORDOVA, TN 38018-6883 |
| Name | Verified Name |
|---|---|
| Address | 760 WILDFLOWER CIR, NAPERVILLE, IL 60540-6222 |
| Document Number | 0003313587 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 3313/587 |
| Name | HOMEFI CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 92 Ellis Rd, Apt 2 was $3,359, up 42.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,359.00 (+42.88%) | $371,789 Land $70,000 Building $301,789 | $371,789 Land $70,000 Building $301,789 |
| 2024 | $2,351.00 (+11.26%) | ||
| 2023 | $2,113.00 (+51.04%) | $339,150 (+9%) Building $339,150 | $339,150 (+9%) Building $339,150 |
| 2022 | $1,399.00 | $178,500 Building $178,500 | $178,500 Building $178,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Ellis Rd, Apt 2 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Ellis Rd, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Wildstar Networks.
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