Walton County property record for 92 Ellis Rd, Apt 1, Miramar Beach, FL 32550
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 888 sqft · built 1982 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $165,000 (Jan 2014) |
| Tax Bill | $585 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42530-000-0010 |
| Primary APN | 30-2S-21-42530-000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 1,063 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,742 sqft (0.039 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1067734 |
|---|---|
| Street Address | 92 ELLIS RD APT 1, 1 |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3242 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | UNIT 1 GULF WHISPER PATIO HOMES AND 1/3 INT IN & TO COMMON ELEMENT AS RECD IN OR 247-23 OR 1663-302 OR 2940-3925 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | GULF WHISPER PATIO HOMES |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950608 |
The current owner of 92 Ellis Rd, Apt 1 bought it in January 2014.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 92 ELLIS RD APT 1, 1, MIRAMAR BEACH, FL 32550-3242 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on File |
| Deed Sale | Jan 17, 2014 · Amount on File |
| Deed Document Number | 1267492 |
| Deed Book / Page | 2940 / 3925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 92 ELLIS RD APT 1, 1, MIRAMAR BEACH, FL 32550-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 92 ELLIS RD 1, 1, MIRAMAR BEACH, FL 32550-3242 |
| Document Number | 0032484981 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 3248/4981 |
| Instrument | 20220018850 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2052 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $371,789 Land $70,000 Building $301,789 | $371,789 Land $70,000 Building $301,789 | |
| 2024 | $585.00 (+5.6%) | ||
| 2023 | $554.00 (+2.59%) Homeowner's exemption | $339,150 (+9%) Building $339,150 | $339,150 (+9%) Building $339,150 |
| 2022 | $540.00 Homeowner's exemption | $178,500 Building $178,500 | $178,500 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Ellis Rd, Apt 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Ellis Rd, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Wildstar Networks.
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