92 E Ridgeway Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 92 E Ridgeway Dr, Dayton, OH 45459 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,140 sqft · built 1950
Lot Size	0.357 acres (15,560 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2025)
Tax Bill	$4,749 (2024)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00104-0019`

Property Details

APN / Parcel Number

Primary APN	`O68-00104-0019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	814 sqft
Basement Area	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	15,560 sqft (0.357 acres)
Lot Dimensions	171 ft deep x 91 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	156 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	92 E RIDGEWAY DR
City	DAYTON
State	OH
Zip	45459-4665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99 WEIDNERS
Legal Subdivision	WEIDNERS
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	40302

Owner

Source: Montgomery County records · APN O68-00104-0019

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2024	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage JETSTREAM LENDING COMPANY LLC
Aug 22, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	202559767
Prior Transfer Date	Mar 14, 1997
Prior Transfer Doc	0000005542
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665

Mortgage

Document Number	0000035120
Date	Jul 08, 2024
Instrument	2024-00035120

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 24, 2025
Property Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665
Document Number	0000059767
Map Reference	MB X PG 1
Instrument Date	Oct 15, 2025
Instrument	2025-00059767
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665

Mortgage

Document Number	0000059768
Date	Oct 24, 2025
Instrument	2025-00059768

Lender

Name	JETSTREAM LENDING COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 22, 2019
Property Address	92 E RIDGEWAY DR, DAYTON, OH 45459-4665
Document Number	0000045308
Instrument Date	Aug 16, 2019
Instrument	45308
Transaction Type	Transfer
Record Updated	Sep 09, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 E RIDGEWAY DR CENTERVILLE OH 454594665, CENTERVILLE, OH 45459-4665

Mortgage

Document Number	45309
Date	Aug 22, 2019
Instrument	45309

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,300 (-) Land $21,530 Building $72,770	$269,430 (-) Land $61,510 Building $207,920
2024	$4,749.00 (+7.52%)	$94,300 (-) Land $21,530 Building $72,770
2023	$4,417.00 (+25.45%)	$94,300 (+43.99%) Land $21,530 Building $72,770	$269,430 (+44%) Land $61,510 Building $207,920
2022	$3,521.00	$65,490 Land $14,950 Building $50,540
2020			$187,110 Land $42,720 Building $144,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130403022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2000, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cincinnati Bell, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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