92 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 92 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,584 sqft · built 1958
Lot Size	0.548 acres (23,871 sqft)
Owner	2 Individual Names on File
Last Sale	$144,700 (Jun 2019)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`L20-27-501-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-27-501-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	968 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	23,871 sqft (0.548 acres)
Lot Dimensions	168 ft deep x 142 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 E OREGON ST
City	LAPEER
State	MI
Zip	48446-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF LAPEER ORIGINAL PLAT NE 1/4 COM ON S LN OREGON ST 897.56 FT W & 33 FT S OF NE COR SEC 5, T7N,R10E, TH W ALG OREGON ST
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER ORIGINAL
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3015
Census Tract	337500

Owner

Source: Lapeer County records · APN L20-27-501-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 E OREGON ST, LAPEER, MI 48446-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jun 21, 2019	Grant Deed, Transfer NOT AVAILABLE
Jun 28, 2019	Warranty Deed, Transfer CISLO TITLE COMPANY
Jan 16, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20193031430
Deed Book / Page	3031 / 430
Last Transfer Date	May 25, 2022
Transfer Doc	0032990086
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 13, 2022
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Document Number	0032990086
Book / Page	3299 / 86
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 E OREGON ST, 92, LAPEER, MI 48446-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 E OREGON ST, LAPEER, MI 48446-2319

Mortgage

Document Number	0000329987
Date	Jun 13, 2022
Instrument	3299/87

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E OREGON ST, LAPEER, MI 48446-2319

Mortgage

Document Number	0032100389
Date	Jun 10, 2021
Book Page	3210/389

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 01, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 21, 2019
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Document Number	0030300166
Book / Page	003030 / 000166
Instrument Date	Jun 07, 2019
Transaction Type	Transfer
Record Updated	Aug 07, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E OREGON ST LAPEER MI 484462319, LAPEER, MI 48446-2319

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2019
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Document Number	0030310430
Book / Page	3031 / 430
Instrument Date	Jun 05, 2019
Instrument	2154
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 INDIAN RD, LAPEER, MI 48446-8081

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 16, 2019
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Document Number	0030040813
Book / Page	003004 / 000813
Instrument Date	Jan 09, 2019
Transaction Type	Foreclosure
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$843.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 25, 2017
Property Address	92 E OREGON ST, LAPEER, MI 48446-2319
Document Number	0028900224
Book / Page	002890 / 000224
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 FISH LAKE RD LAPEER MI 484468353, LAPEER, MI 48446-8353

Mortgage

Document Number	28900226
Date	Apr 25, 2017
Book Page	002890/000226

Lender

Name	CASON HM LNS
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (-31.42%) Homeowner's exemption	$89,600 (+6.29%)	$179,200 (+6.29%)
2024	$2,228.00 (+10.52%)
2023		$84,300	$168,600
2022	$2,016.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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