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12 E Oregon St, Lapeer, MI 48446 Property Records

Lapeer County property record for 12 E Oregon St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1995
Lot Size0.162 acres (7,057 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2023)
Tax Bill$1,968 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL20-26-500-040-00

Property Details

APN / Parcel Number

Primary APNL20-26-500-040-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,104 sqft Living Area
1st Floor Area1,056 sqft
Basement Area840 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Lot Area7,057 sqft (0.162 acres)
Lot Dimensions81 ft deep x 87 ft wide
Garage Area378 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12 E OREGON ST
CityLAPEER
StateMI
Zip48446-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER ORIGINAL PLAT NE 1/4 PART OF BLK 13, BEG N89*30'W 1235.82 FT & S83*26'37W 165.76 FT FRM NE COR SEC 5, TH
Legal Range10E
Legal Township07N
Legal Section05
Legal SubdivisionCITY OF LAPEER ORIGINAL
Legal Block13
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group3
Census Block3017
Census Tract337500

Owner

Source: Lapeer County records · APN L20-26-500-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 E OREGON ST, LAPEER, MI 48446-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2023 · Amount on Record
Deed SaleDec 26, 2023 · Amount on Record
Prior SaleApr 29, 2009 · Amount on Record
Deed Book / Page3381 / 934
Prior Transfer DateFeb 03, 2009
Prior Transfer Doc0023840003
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 26, 2023
Property Address12 E OREGON ST, LAPEER, MI 48446-2319
Document Number0033810934
Book / Page3381 / 934
Instrument DateDec 20, 2023
Transaction TypeTransfer
Record UpdatedFeb 08, 2024
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1216 SHERWOOD DR, LAPEER, MI 48446-1581

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E OREGON ST, LAPEER, MI 48446-2319
InvestorPossibly a Property Investor

Mortgage

Document Number0003381936
DateDec 26, 2023
Instrument3381/936
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0033810936
DateDec 26, 2023
Book Page3381/936
Lender
NameCASON HOME LOANS
TypeMortgage Company
Address2000 PGA BLVD # A3220, PALM BEACH GARDENS, FL 33408
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,968.00 (-32.21%) Homeowner's exemption$100,600 (+5.01%)$201,200 (+5.01%)
2024$2,903.00 (+98.29%)
2023$95,800$191,600
2022$1,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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