92 Coopersmith Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 92 Coopersmith Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,063 sqft · built 2013
Lot Size	0.152 acres (6,599 sqft)
Owner	Company Name on Record
Last Sale	$5,800,000 (Jun 2026)
Tax Bill	$41,848 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16011-000-0080`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16011-000-0080`
Alternative APNs	`20-318-16011-000-0080` `1036505`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	5,063 sqft Living Area
Gross Area	6,342 sqft
1st Floor Area	1,812 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Garage Type	Detached
Garage Area	440 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	749 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 COOPERSMITH LN
City	INLET BEACH
State	FL
Zip	32461-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSBCH
Legal Description	LOT 8 WATERSOUND BEACH PH 2 PB 15-50 OR 2512-1951 OR 2534-1962 OR 2606-2646 OR 2606-2647 OR 2817-1409 OR 2875-3212 OR 2889-2731 OR 2916-4736 OR 3032-765 OR 3057-4654 OR 3219-150 OR 3321-1350
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 2
Legal Phase	2
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1332 WINTERGREEN LN, SIGNAL MOUNTAIN, TN 37377-1728
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage SHORELINE TITLE LLC, SHORELINE TITLE
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage WALTON PT FUNDING PARTNERS II LLC
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 4, 2021	Warranty Deed, Transfer SETCO SERVICES LLC
Nov 20, 2017	Quit Claim Deed, Transfer OTHER
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	202623296
Deed Book / Page	3401 / 1112
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0030574654
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 5, 2026
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0000023296
Book / Page	3401 / 1112
Instrument Date	Jun 5, 2026
Instrument	202623296
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,100,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1332 WINTERGREEN LN, SIGNAL MOUNTAIN, TN 37377-1728

Mortgage

Document Number	0000023298,
Date	Jun 5, 2026
Instrument	202623298

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 5, 2026
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0034011112
Book / Page	3401 / 1112
Instrument Date	Jun 5, 2026
Instrument	202623296
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,100,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1332 WINTERGREEN LN, SIGNAL MOUNTAIN, TN 37377-1728

Mortgage

Document Number	0000023298,
Date	Jun 5, 2026
Instrument	202623298

Lender

Name	WALTON PT FUNDING PARTNERS II LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 S FOUNDERS LN, INLET BEACH, FL 32461-8516

Mortgage

Document Number	OR33211356
Date	Apr 11, 2024
Book Page	OR3321/1356
Instrument	20240012516

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	175 N RIVERVIEW DR # C, ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2021
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0032190150
Book / Page	3219 / 150
Map Reference	MB 15 PG 50
Instrument Date	Sep 30, 2021
Instrument	20210049442
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$32,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 COOPERSMITH LN, 92, WATERSOUND, FL 32461-8522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 MONTCLAIR RD STE 216, 216, MOUNTAIN BRK, AL 35213-2418

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2017
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0030574654
Book / Page	003057 / 004654
Instrument Date	Nov 20, 2017
Instrument	38342
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	92 COOPERSMITH LN WATERSOUND FL 324618522, WATERSOUND, FL 32461-8522

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 30, 2017
Property Address	92 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0030320765
Book / Page	003032 / 000765
Instrument Date	Jan 30, 2017
Instrument	2965
Transaction Type	Transfer
Record Updated	Feb 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	92 COOPERSMITH LN WATERSOUND FL 324618522, WATERSOUND, FL 32461-8522

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,848.00	$4,631,436 (+3.87%) Land $1,290,000 Building $3,341,436	$4,631,436 (+3.87%) Land $1,290,000 Building $3,341,436
2023	$39,627.00 (+10.02%)	$4,458,728 (+14.72%) Land $1,288,662 Building $3,170,066	$4,458,728 (+14.72%) Land $1,288,662 Building $3,170,066
2022	$36,019.00	$3,886,707 Land $1,430,415 Building $2,456,292	$3,886,707 Land $1,430,415 Building $2,456,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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