58 Coopersmith Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 58 Coopersmith Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 4,310 sqft · built 2019
Lot Size	0.152 acres (6,628 sqft)
Owner	Company Name on Record
Last Sale	$920,000 (Dec 2016)
Tax Bill	$40,487 (2025)
Deeds & Mortgages	Mar 2023 Sale Sep 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16011-000-0050`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16011-000-0050`
Alternative APNs	`20-318-16011-000-0050` `1036502`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Stories	4 Stories
Building Area	4,310 sqft Living Area
Gross Area	6,828 sqft
1st Floor Area	1,793 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Shake/Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,628 sqft (0.152 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	1,990 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 COOPERSMITH LN
City	INLET BEACH
State	FL
Zip	32461-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSBCH
Legal Description	LOT 5 WATERSOUND BEACH PH 2 PB 15-50 OR 2512-1951 OR 2534-1758 OR 2637-2696 OR 2642-244 OR 3027-1976 OR 3030-4519 OR 3283-2884
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 2
Legal Phase	2
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	824 N MARKET ST, 220, WILMINGTON, DE 19801-3024
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 22, 2017	Deed of Trust, Mortgage · Construction Mortgage SERVISFIRST BANK
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Dec 11, 2019	Loan Modification, Mortgage SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	201639075
Deed Book / Page	3027 / 1976
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 16, 2023
Property Address	58 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0032832884
Book / Page	3283 / 2884
Map Reference	MB 15 PG 50-50D
Instrument Date	Mar 15, 2023
Instrument	20230009093
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28241 BEAU CHENE CT, DAPHNE, AL 36526-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 N MARKET ST, WILMINGTON, DE 19801-3024

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	58 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030524253
Date	Sep 22, 2017
Book Page	3052/4253
Instrument	2017000031229

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	58 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28241 BEAU CHENE CT, DAPHNE, AL 36526-6703

Mortgage

Document Number	0031761084
Date	Dec 31, 2020
Book Page	3176/1084
Instrument	20200054373

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	58 COOPERSMITH LN, INLET BEACH, FL 32461-8522
Document Number	0031282002
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	TITLE COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28241 BEAU CHENE CT DAPHNE AL 365266703, DAPHNE, AL 36526-6703

Mortgage

Document Number	0031282002
Date	Dec 26, 2019
Book Page	003128/002002
Instrument	45123

Lender

Name	SERVISFIRST BK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209-1374

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,487.00	$4,480,830 (+4.6%) Land $1,290,000 Building $3,190,830	$4,480,830 (+4.6%) Land $1,290,000 Building $3,190,830
2023	$33,178.00 (+10.29%)	$4,283,838 (+14.92%) Land $1,288,662 Building $2,995,176	$4,283,838 (+14.92%) Land $1,288,662 Building $2,995,176
2022	$30,082.00	$3,727,616 Land $1,430,415 Building $2,297,201	$3,727,616 Land $1,430,415 Building $2,297,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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