92 Circlestone Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 92 Circlestone Dr, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,783 sqft · built 2001
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Apr 2017)
Tax Bill$879 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0049C028000

Property Details

APN / Parcel Number

Primary APN0049C028000
Alternative APNs
  • 0049C028
  • 22117

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,783 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions143 ft deep x 113 ft wide
Garage Area626 sqft

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area48 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22117
Old Parcel Number0049C028000
Street Address92 CIRCLESTONE DR
CityRINGGOLD
StateGA
Zip30736-4911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 28 THE PINES/WINDSTONE
Legal SubdivisionWINDSTONE FOUNTN OAK
Legal Lot Number28
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group3
Census Block3007
Census Tract30202

Owner

Source: Catoosa County records · APN 0049C028000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address92 CIRCLESTONE DR, RINGGOLD, GA 30736-4911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Apr 17, 2017Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2017 · Amount on Record
Deed SaleApr 17, 2017 · Amount on Record
Deed Document Number0001874733
Deed Book / Page1874 / 733
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address92 CIRCLESTONE DR, RINGGOLD, GA 30736-4911
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 CIRCLESTONE DR, RINGGOLD, GA 30736-4911

Mortgage

Document Number0021610000000001
DateAug 16, 2021
Book Page0000002161/0000000001
Instrument008037
Lender
NameINDEPENDENT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateApr 17, 2017
Property Address92 CIRCLESTONE DR, RINGGOLD, GA 30736-4911
Document Number0018740733
Book / Page1874 / 733
Instrument DateApr 17, 2017
Instrument2017-000758
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 CIRCLESTONE DR, RINGGOLD, GA 30736-4911

Mortgage

Document Number0018740735
DateApr 20, 2017
Book Page1874/735
Instrument002722
Lender
NameINDEPENDENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$879.00 (-31.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$202,568 (+13.74%) Land $16,000 Building $186,568$506,419 (+13.74%) Land $40,000 Building $466,419
2023$1,279.00 (-61.67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$178,092 Land $16,000 Building $162,092$445,231 Land $40,000 Building $405,231
2022$3,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum, T-Mobile USA.

Based on FCC filings for 249 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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