103 Circlestone Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 103 Circlestone Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,386 sqft · built 1998
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2015)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0049C085000`

Property Details

APN / Parcel Number

Primary APN	`0049C085000`
Alternative APNs	`0049C085` `22141`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,386 sqft Heated Area
1st Floor Area	2,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	254 ft deep x 122 ft wide
Garage Area	760 sqft
Porch	Open Porch
Porch Area	54 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22141
Old Parcel Number	0049C085000
Street Address	103 CIRCLESTONE DR
City	RINGGOLD
State	GA
Zip	30736-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 85 THE PINES/WINDSTONE
Legal Subdivision	WINDSTONE FOUNTAIN OAKS
Legal Lot Number	85
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Apr 6, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	0001781118
Deed Book / Page	1781 / 118
Last Transfer Date	Jul 14, 2015
Transfer Doc	0017810118
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910

Mortgage

Document Number	0023870000000420
Date	May 27, 2025
Book Page	0000002387/0000000420

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910

Mortgage

Document Number	0022700000000473
Date	Apr 6, 2023
Book Page	0000002270/0000000473
Instrument	002118

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910
Document Number	0020720081
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 CIRCLESTONE DR RINGGOLD GA 307364910, RINGGOLD, GA 30736-4910

Mortgage

Document Number	0020720081
Date	Aug 14, 2020
Book Page	002072/000081
Instrument	6462

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	103 CIRCLESTONE DR, RINGGOLD, GA 30736-4910
Document Number	0020210085
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CIRCLESTONE DR RINGGOLD GA 307364910, RINGGOLD, GA 30736-4910

Mortgage

Document Number	0020210085
Date	Nov 22, 2019
Book Page	002021/000085
Instrument	8106

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 21, 2044

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (+2.9%) Homeowner's exemption Senior Citizen's exemption	$238,855 (+32.69%) Land $16,000 Building $222,855	$597,138 (+32.69%) Land $40,000 Building $557,138
2023	$4,030.00 (+31.87%)	$180,011 Land $16,000 Building $164,011	$450,028 Land $40,000 Building $410,028
2022	$3,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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