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92 Cindy Crest Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 92 Cindy Crest Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,761 sqft · built 2005
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Sep 2022)
Tax Bill$12,831 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.20-2-128

Property Details

APN / Parcel Number

Primary APN422800 58.20-2-128
Alternative APN
  • 280005802000021280000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,761 sqft Living Area
1st Floor Area1,442 sqft
2nd Floor Area1,054 sqft
Upper Floors Area265 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions184 ft deep x 100 ft wide
Garage TypeAttached
Garage Area539 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool HousePool House
PorchSlab
Porch Area586 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address92 CINDY CREST DR
CitySCHENECTADY
StateNY
Zip12306-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOLONIAL MANOR ESTATES SECTION 3 FILES 9/5/02 LOT 14 58.20-2-5.1
Legal Block2
Legal Lot Number128.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1019
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address92 CINDY CREST DR, SCHENECTADY, NY 12306-3411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Prior SaleFeb 7, 2005 · Amount on Record
Deed Document Number202247705
Deed Book / Page2092 / 499
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 8, 2022
Property Address92 CINDY CREST DR, SCHENECTADY, NY 12306-3411
Document Number0000047705
Book / Page2092 / 499
Map ReferenceCAB K 92&93
Instrument DateSep 1, 2022
Instrument202247705
Transaction TypeTransfer
Record UpdatedSep 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address92 CINDY CREST DR, 92, SCHENECTADY, NY 12306-3411

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1106 REGAL CT, SCOTIA, NY 12302-3123

Mortgage

Document Number0000047708
DateSep 8, 2022
Instrument202247708
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateSep 1, 2032
Min Rate At Change3%
Max Rate At Change9.99%
IndexOther
Margin3
Max Rate9.99%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,831.00 (+1.62%)
2025$12,627.00$345,300 (-) Land $31,500 Building $313,800$531,200 (+16.93%) Land $48,459 Building $482,741
2023$345,300 Land $31,500 Building $313,800$454,300 Land $41,444 Building $412,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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