85 Cindy Crest Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 85 Cindy Crest Dr, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,904 sqft · built 2005
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$224,500 (Mar 2005)
Tax Bill$9,837 (2025)
Deeds & MortgagesDec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN422800 58.20-2-104

Property Details

APN / Parcel Number

Primary APN422800 58.20-2-104
Alternative APN
  • 280005802000021040000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,493 sqft
Upper Floors Area411 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions188 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area433 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address85 CINDY CREST DR
CitySCHENECTADY
StateNY
Zip12306-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL MANOR ESTATES SECTION 3 FILED 9/5/02 LOT 19 58.20-2-5.1
Legal Block2
Legal Lot Number104.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1020
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.20-2-104

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 CINDY CREST DR, SCHENECTADY, NY 12306-3431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2005 · Amount on Record
Deed SaleMar 17, 2005 · Amount on Record
Deed Book / Page1701 / 325
Record UpdatedJun 08, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address85 CINDY CREST DR, SCHENECTADY, NY 12306-3431
Document Number0000001212
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1540 ALTAMONT AVE SCHENECTADY NY 123032102, SCHENECTADY, NY 12303-2102

Mortgage

Document Number0000001212
DateJan 10, 2020
Book Page004965/000894
Instrument1212
Lender
NameNEW YORK BUSN DEV
TypeConstruction/Development Company
AddressALBANY, NY 12207
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,837.00$269,000 (-) Land $32,300 Building $236,700$413,800 (+16.93%) Land $49,687 Building $364,113
2023$269,000 Land $32,300 Building $236,700$353,900 Land $42,494 Building $311,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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