92 Cedar Woods Dr, Madison, MS 39110 Property Records

Madison County property record for 92 Cedar Woods Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,739 sqft · built 2017
Lot Size	0.376 acres (16,411 sqft)
Owner	2 Individual Names on File
Last Sale	$644,885 (Jul 2026)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`081F-23-278`

Property Details

APN / Parcel Number

Primary APN	`081F-23-278`
Alternative APN	`54154`

Interior

Building Area	4,739 sqft Adjusted Area
1st Floor Area	3,790 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	16,411 sqft (0.376 acres)
Patio Area	316 sqft

Location & Zoning

Account Number	54154
Street Address	92 CEDAR WOODS DR
City	MADISON
State	MS
Zip	39110-6639
Property Category	Other
Property Type	Other > Other Improved
Legal Description	G-34 EDGEWOOD BLK G PH II @ REUNION
Legal Range	01E
Legal Township	08N
Legal Section	23
Legal Subdivision	EDGEWOOD BLK G PH II REUNION
Legal Phase	2
Legal Block	G
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3016
Census Tract	30301

Owner

92 Cedar Woods Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Madison County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK PLUS
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
May 26, 2020	Deed of Trust, Mortgage BANKPLUS
Jan 30, 2017	Deed of Trust, Mortgage BANKPLUS
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Feb 17, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKPLUS
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Sep 30, 2015 · Amount on File
Deed Document Number	20261055543
Deed Book / Page	4706 / 314
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	3431/0422
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 15, 2026
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0001055543
Book / Page	4706 / 314
Instrument Date	Jul 15, 2026
Instrument	20261055543
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639

Mortgage

Document Number	0001055543,
Date	Jul 15, 2026
Book Page	4706/317
Instrument	20261055543

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2824, MADISON, MS 39130-2824

Mortgage

Document Number	0004659/90
Date	Mar 20, 2026
Book Page	4659/90
Instrument	1047837

Lender

Name	BANK PLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Apr 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0000894478
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CEDAR WOODS DR MADISON MS 391106639, MADISON, MS 39110-6639

Mortgage

Document Number	0000894478
Date	Jun 25, 2020
Book Page	003872/000164
Instrument	894478

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 24, 2027

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0000892262
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	HOMELAND TITLE AND ABSTRACT, HOMELAND TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 CEDAR WOODS DR MADISON MS 391106639, MADISON, MS 39110-6639

Mortgage

Document Number	0000892262
Date	Jun 1, 2020
Book Page	003860/000036
Instrument	892262

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0000805163
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	HOMELAND TITLE AND ABSTRACT, HOMELAND TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 CEDAR WOODS DR MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	0000805163
Date	Jan 31, 2017
Book Page	003439/000441
Instrument	805163

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0000805258
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CEDAR WOODS CIR MADISON MS 391106619, MADISON, MS 39110-6619

Mortgage

Document Number	0000805258
Date	Jan 31, 2017
Book Page	003439/000677
Instrument	805258

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 30, 2024

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Feb 17, 2017
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Book / Page	003445 / 000650
Instrument Date	Jan 17, 2017
Instrument	806356
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CEDAR WOODS DR MADISON MS 391106639, MADISON, MS 39110-6639

Mortgage

Document Number	0000806356
Date	Feb 17, 2017
Book Page	003445/000650
Instrument	806356

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 16, 2018

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jan 5, 2017
Property Address	92 CEDAR WOODS DR, MADISON, MS 39110-6639
Document Number	0000803452
Book / Page	00343 / 000422
Instrument Date	Jan 4, 2017
Instrument	803452
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2824 MADISON MS 391302824, MADISON, MS 39130-2824

Tax Assessment & Valuation

The 2025 property tax bill for 92 Cedar Woods Dr was $5,821 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,821.00 Homeowner's exemption	$52,528	$525,280 Land $80,000 Building $445,280
2024	$5,821.00 (-14.84%)
2023	$6,835.00 Homeowner's exemption	$52,528	$525,280 Land $80,000 Building $445,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Cedar Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Cedar Woods Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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