92 Castile Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 92 Castile Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 1994
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Mar 2022)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Mar 2022 Sale Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-113-004`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-113-004`
Alternative APNs	`0095262-110110-7` `10004607910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	3,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	42 sqft
Porch	Finished/Screened Porch
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004607910
Old Parcel Number	00952621101107
Street Address	92 CASTILE CT
City	PUNTA GORDA
State	FL
Zip	33983-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0613 0031 PUNTA GORDA ISLES SEC20 BLK613 LT31 744/337 1298/498 4942/476
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	613
Legal Lot Number	31
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	92 CASTILE CT, PUNTA GORDA, FL 33983-5235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer ESQUIRE LAND TITLE INC
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Sep 13, 1993 · Amount on Record
Deed Document Number	3070276
Deed Book / Page	4942 / 476
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 9, 2022
Property Address	92 CASTILE CT, PUNTA GORDA, FL 33983-5235
Document Number	0049420476
Book / Page	4942 / 476
Map Reference	MB 11 PG 2A-Z42
Instrument Date	Mar 9, 2022
Instrument	3070276
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10525 WHEELHOUSE CIR, 10525, BOCA RATON, FL 33428-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15800 NEEDLES RD, JOHNSTOWN, OH 43031-9213

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	92 CASTILE CT, PUNTA GORDA, FL 33983-5235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045812024
Date	Jun 2, 2020
Book Page	4581/2024
Instrument	2816373

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 5, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,034.00 (-24.42%) Homeowner's exemption	$440,029 (-10.25%)	$446,114 (+4.67%) Land $45,000 Building $401,114
2023	$7,984.00 (+10.25%) Homeowner's exemption	$490,289 (+19.3%)	$426,192 (+3.7%) Land $38,000 Building $388,192
2022	$7,242.00	$410,968 Land $27,200 Building $383,768	$410,968 Land $27,200 Building $383,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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