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89 Castile Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 89 Castile Ct, Punta Gorda, FL 33983 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 1994
Lot Size0.231 acres (10,042 sqft)
Owner2 Individual Names on File
Last Sale$299,330 (Jul 2026)
Tax Bill$4,932 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402305111002

Property Details

APN / Parcel Number

Primary APN402305111002
Alternative APNs
  • 00952621094302
  • 10004607902

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,516 sqft Living Area
Gross Area2,163 sqft
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,042 sqft (0.231 acres)
Garage TypeAttached
Garage Area442 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area364 sqft
PorchEnclosed/Screened Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952621094302
Street Address89 CASTILE CT
CityPUNTA GORDA
StateFL
Zip33983-5236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC20 BLK611 LT23 986/722 1321/1285-86 1566/35 2511/309 UNREC DC-CB DC3363915-DLB
Legal Range23E
Legal Township40S
Legal Section05
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block611
Legal Lot Number23
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3005
Census Tract20103

Owner

Source: Charlotte County records · APN 402305111002

Assessment roll updated March 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 CASTILE CT, PUNTA GORDA, FL 33983-5236
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleOct 22, 1997
Deed Document Number20263667943
Prior Transfer DateJun 09, 2004
Prior Transfer Doc0001230852
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 28, 2026
Property Address89 CASTILE CT, PUNTA GORDA, FL 33983-5236
Document Number0003667943
Instrument DateJul 20, 2026
Instrument20263667943
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyKNIGHTSBRIDGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$211,626.31
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address89 CASTILE CT, PUNTA GORDA, FL 33983-5236

Mortgage

Document Number0003667944,
DateJul 28, 2026
Instrument20263667944
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,932.00 (+189.95%)$265,705 (+172.01%) Land $28,050 Building $237,655$265,705 (+10.53%) Land $28,050 Building $237,655
2023$1,701.00 (+8%) Homeowner's exemption Widower's exemption$97,683 (+3%)$240,395 (-1.61%) Land $33,000 Building $207,395
2022$1,575.00 Homeowner's exemption Widower's exemption$94,838$244,333 Land $22,100 Building $222,233

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 80 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims6 (1995–2022)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Lumen Technologies, Ripple Fiber, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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