92 Camp Eagle Ct, Banner Elk, NC 28604 Property Records

Avery County property record for 92 Camp Eagle Ct, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,588 sqft · built 2019
Lot Size	0.414 acres (18,077 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2018)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70006`

Property Details

APN / Parcel Number

Primary APN	`70006`
Alternative APN	`19400915678100000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	1,588 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	18,077 sqft (0.414 acres)
Garage Type	Detached
Garage Area	352 sqft
Porch	Open Porch
Porch Area	320 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70006
Street Address	92 CAMP EAGLE CT
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST CAMP VILLAGE LOT CA-6
Legal Subdivision	EAGLES NEST CAMP VILLAGE
Legal Lot Number	C
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

92 Camp Eagle Ct is owned by two individuals who bought it in August 2018.

Source: Avery County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Deed Document Number	0005232211
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 8, 2026
Property Address	92 CAMP EAGLE CT, BANNER ELK, NC 28604
Document Number	0000000085
Book / Page	616 / 1331
Map Reference	MB 44 PG 191
Instrument Date	Jan 6, 2026
Instrument	2026000085
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6429 FAIRWAY ROW LN, CHARLOTTE, NC 28277-4194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15715 TRENTON PLACE RD, HUNTERSVILLE, NC 28078-8085

Mortgage

Document Number	0000000086
Date	Jan 8, 2026
Book Page	616/1333
Instrument	2026000086

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	17950 W CORPORATE DR STE 100, BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	92 CAMP EAGLE CT, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CAMP EAGLE LOOP, BANNER ELK, NC 28604-6193

Mortgage

Document Number	0000000832
Date	Feb 8, 2022
Book Page	573/188
Instrument	2022000832

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	NEWLAND, NC 28657

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 92 Camp Eagle Ct was $2,647.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00	$661,900 Land $150,000 Building $511,900	$661,900 Land $150,000 Building $511,900
2023	$2,647.00 (+14.09%)	$661,900 (+14.12%) Land $150,000 Building $511,900	$661,900 (+14.12%) Land $150,000 Building $511,900
2022	$2,320.00	$580,000 Land $150,000 Building $430,000	$580,000 Land $150,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Camp Eagle Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Camp Eagle Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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