40 Camp Eagle Ct, Banner Elk, NC 28604 Property Records

Avery County property record for 40 Camp Eagle Ct, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,170 sqft · built 2019
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Aug 2023)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-09-15-6538-00000`

Property Details

APN / Parcel Number

Primary APN	`1940-09-15-6538-00000`
Alternative APNs	`79630` `70409`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,522 sqft
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	352 sqft
Porch	Open Porch
Porch Area	320 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	79630
Street Address	40 CAMP EAGLE CT
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST CAMP VILLAGE LOT CA-23
Legal Subdivision	EAGLES NEST CAMP VILLAGE
Legal Lot Number	C
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2136 SE 25TH LOOP, OCALA, FL 34471-1006
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	20233341
Deed Book / Page	591 / 320
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0000007251
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 7, 2023
Property Address	40 CAMP EAGLE CT, BANNER ELK, NC 28604
Document Number	0000003341
Book / Page	591 / 320
Map Reference	MB 44 PG 191
Instrument Date	Aug 4, 2023
Instrument	2023003341
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	WALKER TITLE, WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 SE 25TH LOOP, OCALA, FL 34471-1006

Mortgage

Document Number	0000591323
Date	Aug 7, 2023
Instrument	591/323

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Nov 16, 2021
Property Address	40 CAMP EAGLE CT, BANNER ELK, NC 28604
Document Number	0000007251
Book / Page	569 / 822
Map Reference	MB 44 PG 191
Instrument Date	Dec 9, 2020
Instrument	2021007251
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EAGLE CLIFF TRL, BANNER ELK, NC 28604-6422

Mortgage

Document Number	0000569825
Date	Nov 16, 2021
Instrument	569/825

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	110 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00	$560,000 (-) Land $130,000 Building $430,000	$560,000 (-) Land $130,000 Building $430,000
2023	$2,240.00	$560,000 (-) Land $130,000 Building $430,000	$560,000 (-) Land $130,000 Building $430,000
2022	$2,240.00	$560,000 Land $130,000 Building $430,000	$560,000 Land $130,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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