Charleston County property record for 92 Broad St, Charleston, SC 29401
| Property Type | Commercial |
|---|---|
| Details | 1,512 sqft · built 1740 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,637,500 (Feb 2021) |
| Tax Bill | $23,468 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 457-12-02-069 |
| Primary APN | 457-12-02-069 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 1,512 sqft Building Perimeter |
| Elevator | Elevator |
| Year Built | Built 1740 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 50 ft deep x 36 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 92 BROAD ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-2201 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SUBDIVISION NAME -92 BROAD DESCRIPTION -TRACT D SITE NAME -RAMSEY HOUSE |
| Legal Subdivision | 92 BROAD |
| Legal Tract | D |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 200 |
92 Broad St, a commercial property, is owned by a company that bought it in February 2021.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 92 BROAD ST, CHARLESTON, SC 29401-2201 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage THE BANK OF SOUTH CAROLINA |
| Feb 1, 2021 | Limited Warranty Deed, Transfer |
| Feb 14, 2020 | Deed of Trust, Mortgage BANK OF SC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on File |
| Deed Sale | Feb 1, 2021 · Amount on File |
| Prior Sale | Sep 23, 2005 · Amount on File |
| Deed Book / Page | 956 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 92 BROAD ST, CHARLESTON, SC 29401-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009870063 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 987/63 |
| Name | THE BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Amount | Amount on Record |
|---|---|
| Term | 3 Months |
| Due | Aug 14, 2021 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 1, 2021 |
| Property Address | 92 BROAD ST, CHARLESTON, SC 29401-2201 |
| Document Number | 0009560559 |
| Book / Page | 956 / 559 |
| Map Reference | MB EC PG 771 |
| Instrument Date | Feb 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 BROAD ST, CHARLESTON, SC 29401-2201 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 92 BROAD ST, CHARLESTON, SC 29401-2201 |
| Document Number | 0860/0649 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 92 BROAD ST CHARLESTON SC 294012201, CHARLESTON, SC 29401-2201 |
| Document Number | 0860/0649 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 000860/000649 |
| Name | BANK OF SC |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 92 Broad St was $23,468, up 10.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,468.00 (+10.22%) | $1,430,139 (+1,816.56%) Land $349,598 Building $1,080,541 | $1,540,500 Land $354,420 Building $1,186,080 |
| 2024 | $21,292.00 | $74,620 | |
| 2022 | $19,790.00 | $74,620 | $1,637,500 Land $400,000 Building $1,237,500 |
| 2020 | $1,637,500 Land $400,000 Building $1,237,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 92 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 185 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 293 units insured incl. 108 condo units |
| Nearby Flood Claims | 145 (1979–2024) |
| Claims Outside the SFHA | 21 of 145 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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