89 Broad St, Charleston, SC 29401 Property Records

Charleston County property record for 89 Broad St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details979 sqft
Lot Size0.02 acres (871 sqft)
OwnerCompany Name on File
Last Sale$1,400,000 (Jun 2022)
Tax Bill$26,346 (2025)
Deeds & MortgagesJun 2022 Sale & Line of Credit
Oct 2018 Sale
Flood ZoneZone X (moderate risk)
APN457-12-04-021

Property Details

APN / Parcel Number

Primary APN457-12-04-021

Interior

Stories3 Stories
Building Area979 sqft Building Perimeter

Exterior

Lot Area871 sqft (0.02 acres)
Lot Dimensions55 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address89 BROAD ST
CityCHARLESTON
StateSC
Zip29401-2202
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -89 BROAD FRONT OF 89 BROAD
Legal TractA
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1023
Census Tract200

Owner

89 Broad St, a commercial property, is owned by a company that bought it in June 2022.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address89 BROAD ST, CHARLESTON, SC 29401-2202
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed, Transfer · Line of Credit
GRANDSOUTH BANK
Oct 18, 2018Grant Deed, Transfer
FIRST NAT'L FIN'L TITLE SVCS I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2022 · Amount on File
Deed SaleJun 28, 2022 · Amount on File
Prior SaleOct 18, 2018 · Amount on File
Deed Book / Page1119 / 952
Prior Transfer DateDec 11, 2002
Prior Transfer DocN509/0824
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJun 28, 2022
Property Address89 BROAD ST, CHARLESTON, SC 29401-2202
Document Number0011190952
Book / Page1119 / 952
Map ReferenceMB EC PG 6
Instrument DateJun 27, 2022
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 BROAD ST, CHARLESTON, SC 29401-2202

Mortgage

Document Number0001119953
DateJun 28, 2022
Instrument1119/953
Lender
NameGRANDSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 27, 2032

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateOct 18, 2018
Property Address89 BROAD ST, CHARLESTON, SC 29401-2202
Document Number0754/0336
Book / Page000754 / 000336
Instrument DateOct 11, 2018
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyFIRST NAT'L FIN'L TITLE SVCS I

Transaction

AmountAmount on Record
Tax$24,000.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2101 L ST NW #650 WASHINGTON DC 200371277, 650, WASHINGTON, DC 20037-1277

Tax Assessment & Valuation

The 2025 property tax bill for 89 Broad St was $26,346, up 1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,346.00 (+9.99%)$1,610,000 (+1,816.67%) Land $258,660 Building $1,351,340$1,799,100 Land $258,660 Building $1,540,440
2024$23,952.00$84,000
2022$25,278.00$95,400$1,851,500 Land $258,660 Building $1,592,840
2020$1,400,000 Land $275,000 Building $1,125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 89 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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