92 Branch St, Toccoa, GA 30577 Property Records

Stephens County property record for 92 Branch St, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1948
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2023)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T20 259`

Property Details

APN / Parcel Number

Primary APN	`T20 259`
Alternative APN	`663000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	663000
Street Address	92 BRANCH ST
City	TOCCOA
State	GA
Zip	30577-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 & PT LOT 37 MRS J B SIMMONS S/D
Legal Subdivision	MRS J B SIMMONS
Legal Lot Number	36,37
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4047
Census Tract	970301

Owner

Source: Stephens County records · APN T20 259

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	92 BRANCH ST, TOCCOA, GA 30577-5951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Sep 20, 2022	Warranty Deed, Transfer
Jun 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2023 · Amount on Record
Deed Sale	Jun 07, 2023 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	0001333172
Deed Book / Page	1333 / 172
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 07, 2023
Property Address	92 BRANCH ST, TOCCOA, GA 30577-5951
Document Number	0013330172
Book / Page	1333 / 172
Instrument Date	Jun 07, 2023
Instrument	2023-000661
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BRANCH ST, TOCCOA, GA 30577-5951

Mortgage

Document Number	0000000826
Date	Jun 07, 2023
Instrument	000826

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 20, 2022
Property Address	92 BRANCH ST, TOCCOA, GA 30577-5951
Document Number	0013120120
Book / Page	1312 / 120
Instrument Date	Sep 20, 2022
Instrument	2022-001446
Transaction Type	Transfer
Record Updated	Nov 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BRANCH ST, TOCCOA, GA 30577-5951
Investor	Possibly a Property Investor

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 25, 2019
Property Address	92 BRANCH ST, TOCCOA, GA 30577-5951
Document Number	0011810346
Book / Page	001181 / 000346
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$46.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BRANCH ST TOCCOA GA 305775951, TOCCOA, GA 30577-5951

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00 (+99.38%)	$64,644 (+97.24%) Land $1,390 Building $63,254	$161,611 (+97.24%) Land $3,476 Building $158,135
2023	$1,131.00 (+18.93%)	$32,774 (+21.8%) Land $1,390 Building $31,384	$81,936 (+21.79%) Land $3,476 Building $78,460
2022	$951.00	$26,909 Land $1,390 Building $25,519	$67,274 Land $3,476 Building $63,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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