Stephens County property record for 84 Branch St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1951 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (Mar 2023) |
| Tax Bill | $1,739 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T20 258 |
| Primary APN | T20 258 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Canopy | 495 sqft |
| Utility Building | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 663050 |
|---|---|
| Street Address | 84 BRANCH ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-III |
| Legal Description | PT LOT 37 LOT 38 MRS J B SIMMONS S/D |
| Legal Subdivision | MRS J B SIMMONS |
| Legal Lot Number | 37 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · VA Mortgage EASE MORTGAGE |
| Mar 3, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Mar 3, 2023 | Warranty Deed, Transfer |
| Dec 16, 2021 | Warranty Deed, Transfer |
| Mar 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on Record |
| Deed Sale | Mar 6, 2023 · Amount on Record |
| Prior Sale | Mar 6, 2023 · Amount on Record |
| Deed Document Number | 2023235 |
| Deed Book / Page | 1323 / 304 |
| Prior Transfer Date | Mar 3, 2023 |
| Prior Transfer Doc | 0013230304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0014400000000001 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 0000001440/0000000001 |
| Instrument | 2026000475 |
| Name | EASE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 3, 2023 |
| Property Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0013230288 |
| Book / Page | 1323 / 288 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023-000214 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0001323290 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 1323/290 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 3, 2023 |
| Property Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0013230304 |
| Book / Page | 1323 / 304 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023-000235 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 16, 2021 |
| Property Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0012790354 |
| Book / Page | 1279 / 354 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-001784 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 657, CLARKESVILLE, GA 30523-0011 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 11, 2019 |
| Property Address | 84 BRANCH ST, TOCCOA, GA 30577-5951 |
| Document Number | 0011720421 |
| Book / Page | 001172 / 000421 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.31 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 84 BRANCH ST TOCCOA GA 305775951, TOCCOA, GA 30577-5951 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $82,771 (+68.32%) Land $1,380 Building $81,391 | $206,928 (+68.32%) Land $3,450 Building $203,478 |
| 2023 | $1,739.00 (+215.04%) | $49,176 (+214.57%) Land $1,380 Building $47,796 | $122,939 (+214.56%) Land $3,450 Building $119,489 |
| 2022 | $552.00 | $15,633 Land $1,380 Building $14,253 | $39,083 Land $3,450 Building $35,633 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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