92 Branch Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 92 Branch Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Oct 2025)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	May 2018 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1708-00-17-1722`

Property Details

APN / Parcel Number

Primary APN	`1708-00-17-1722`
Alternative APN	`555696476`

Exterior

Lot Area	131,116 sqft (3.01 acres)

Location & Zoning

Account Number	555696476
Street Address	92 BRANCH RD
City	SPRUCE PINE
State	NC
Zip	28777-5587
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1114 APPLE MTN TRACT B
Legal Tract	B
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3006
Census Tract	950400

Owner

Source: Mitchell County records · APN 1708-00-17-1722

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	92 BRANCH RD, SPRUCE PINE, NC 28777-5587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jan 08, 2008 · Amount on Record
Deed Document Number	2025001821
Deed Book / Page	683 / 594
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	92 BRANCH RD, SPRUCE PINE, NC 28777-5587
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000591/521
Date	May 31, 2018
Book Page	591/521
Instrument	2018000913

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	92 BRANCH RD, SPRUCE PINE, NC 28777-5587
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000611/73
Date	Feb 28, 2020
Book Page	611/73
Instrument	2020000314

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 24, 2025
Property Address	92 BRANCH RD, SPRUCE PINE, NC 28777-5587
Document Number	000683/594
Book / Page	683 / 594
Instrument Date	Oct 17, 2025
Instrument	2025001821
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 RICE ML, SAINT SIMONS ISLAND, GA 31522-5452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BRANCH RD, SPRUCE PINE, NC 28777-5587

Mortgage

Document Number	2025001822
Date	Oct 24, 2025
Instrument	2025001822

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,367.00 (+1.57%)	$526,200 (-) Land $50,000 Building $476,200
2023	$3,315.00	$526,200 Land $50,000 Building $476,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

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