207 Branch Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 207 Branch Rd, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,825 sqft · built 2008
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Company Names on File
Last Sale	$358,000 (Jul 2023)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1708-00-18-2537`

Property Details

APN / Parcel Number

Primary APN	`1708-00-18-2537`
Alternative APNs	`555782971` `555785044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	555785044
Street Address	207 BRANCH RD
City	SPRUCE PINE
State	NC
Zip	28777-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRANCH ROAD
Legal Subdivision	MAP 89-177
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3006
Census Tract	950400

Owner

Source: Mitchell County records · APN 1708-00-18-2537

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Intrafamily Transfer, Transfer
Jul 17, 2023	Warranty Deed, Transfer
Dec 05, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Apr 28, 2017	Warranty Deed, Transfer · VA Mortgage FIRST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	20231460
Deed Book / Page	659 / 816
Last Transfer Date	Oct 02, 2025
Transfer Doc	000682/807
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Oct 03, 2025
Property Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Document Number	000682/807
Book / Page	682 / 807
Map Reference	MB 2 PG 146
Instrument Date	Oct 02, 2025
Instrument	2025001677
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 17, 2023
Property Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Document Number	000659/816
Book / Page	659 / 816
Instrument Date	Jul 17, 2023
Instrument	2023001460
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 ENGLISH BRANCH RD, BURNSVILLE, NC 28714-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586/338
Date	Dec 05, 2017
Book Page	586/338
Instrument	2017002301

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 01, 2047

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 31, 2020
Property Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Document Number	612/118
Book / Page	612 / 118
Map Reference	MB 2 PG 146
Instrument Date	Mar 26, 2020
Instrument	2020000516
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 BRANCH RD, 207, SPRUCE PINE, NC 28777-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 ENGLISH RD, SPRUCE PINE, NC 28777-2985

Mortgage

Document Number	2020000517
Date	Mar 31, 2020
Instrument	2020000517

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Apr 28, 2017
Property Address	207 BRANCH RD, SPRUCE PINE, NC 28777-5437
Document Number	579/519
Book / Page	579 / 519
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1151, BAKERSVILLE, NC 28705-1151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 YELLOW POPLAR DR, MONCKS CORNER, SC 29461-7847

Mortgage

Document Number	579/523
Date	Apr 28, 2017
Book Page	579/523

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (+1.56%)	$316,400 (-) Land $41,400 Building $275,000
2023	$1,993.00	$316,400 Land $41,400 Building $275,000	$316,400 Land $41,400 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Zito West Holding	Cable	400 / 24
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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