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92 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 92 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,679 sqft · built 1996
Lot Size0.232 acres (10,091 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (Oct 2019)
Tax Bill$7,491 (2025)
Deeds & MortgagesOct 2019 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN157-811-30-00

Property Details

APN / Parcel Number

Primary APN157-811-30-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,679 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,091 sqft (0.232 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address92 AVENIDA DESCANSO
CityOCEANSIDE
StateCA
Zip92057-6039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 130 TR 012343
Legal SubdivisionRIVER MEADOW
Legal Tract012343
Legal Block2
Legal Lot Number130
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract18521

Owner

Source: San Diego County records · APN 157-811-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address92 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6039
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2019Affidavit of Death, Transfer
ALLIANCE MUTUAL ESCROW INC
Oct 16, 2019Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number2019464260
Prior Transfer DateOct 07, 2019
Prior Transfer Doc0000464257
Record UpdatedSep 20, 2026

October 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2019
Property Address92 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6039
Document Number0000464257
Instrument DateOct 07, 2019
Instrument464257
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyALLIANCE MUTUAL ESCROW INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13601 GAINES CIR GARDEN GROVE CA 928433436, GARDEN GROVE, CA 92843-3436

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2019
Property Address92 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6039
Document Number0000464260
Instrument DateMay 16, 2019
Instrument464260
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$658.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address92 AVENIDA DESCANSO OCEANSIDE CA 920576039, OCEANSIDE, CA 92057-6039

Mortgage

Document Number464261
DateOct 16, 2019
Instrument464261
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$668,189 (+2%) Land $159,029 Building $509,160
2025$7,491.00 (+5.17%)$655,088 (+4.04%) Land $155,911 Building $499,177
2023$7,123.00 (+1.54%)$629,652 Land $149,857 Building $479,795
2022$7,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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