San Diego County property record for 89 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,931 sqft Living Area |
| Lot Size | 11,246 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2020) |
| Tax Bill | $8,024.00 (2025) |
Source: San Diego County records · APN 157-811-55-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 11, 2020 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU |
| Jun 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on Record |
| Deed Sale | Mar 11, 2020 · Amount on Record |
| Prior Sale | Jan 12, 2018 · Amount on Record |
| Deed Doc Number | 2020127361 |
| Prior Transfer Date | Apr 13, 2006 |
| Prior Transfer Doc | 0000282011 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000300806 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-0300806 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000264026 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018-0264026 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000798541 |
| Map Reference | MAP 12343 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-0798541 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000798542 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0798542 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2020 |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000127361 |
| Map Reference | MAP 12343 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020-0127361 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000127362 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-0127362 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000160304 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 89 AVENIDA DESCANSO OCEANSIDE CA 920576041, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000160304 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 160304 |
| Name | WESCOM CTRL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 22, 2018 |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000255959 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 255959 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 89 AVENIDA DESCANSO OCEANSIDE CA 920576041, OCEANSIDE, CA 92057-6041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 12, 2018 |
| Property Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000015137 |
| Map Reference | MAP 12343 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018-0015137 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 89 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6041 |
| Document Number | 0000015138 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018-0015138 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $723,982 (+2%) Land $313,506 Building $410,476 | |
| 2025 | $8,024.00 (+5.21%) Homeowner's exemption | $709,787 (+4.04%) Land $307,359 Building $402,428 |
| 2023 | $7,627.00 (+1.56%) Homeowner's exemption | $682,227 Land $295,425 Building $386,802 |
| 2022 | $7,510.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 157-811-55-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,931 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 11,246 sqft (0.258 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 89 AVENIDA DESCANSO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 TR 012343 |
| Legal Subdivision | RIVER MEADOW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 18521 |
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