St. Johns County property record for 92 Arella Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,906 sqft · built 2018 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $453,900 (Feb 2019) |
| Tax Bill | $7,112 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-1310 |
| Primary APN | 005732-1310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 3,602 sqft |
| 1st Floor Area | 2,906 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 ARELLA WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/68-85 CELESTINA PHASE 1A LOT 131 OR4684/1657 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 131 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
Source: St. Johns County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 12, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 26, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 201912805 |
| Deed Book / Page | 4684 / 1657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 19, 2026 |
| Property Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Document Number | 0063651808 |
| Book / Page | 6365 / 1808 |
| Instrument Date | May 7, 2026 |
| Instrument | 202642589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042589, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6365/1808 |
| Instrument | 202642589 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Document Number | 0052161007 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 5216/1007 |
| Instrument | 2021032436 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Document Number | 0048310374 |
| Instrument Date | Oct 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 92 ARELLA WAY ST JOHNS FL 322591247, ST JOHNS, FL 32259-1247 |
| Document Number | 0048310374 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 004831/000374 |
| Instrument | 85165 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 92 ARELLA WAY, SAINT JOHNS, FL 32259-1247 |
| Document Number | 0046841657 |
| Book / Page | 004684 / 001657 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 12805 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,177.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 ARELLA WAY ST JOHNS FL 322591247, ST JOHNS, FL 32259-1247 |
| Document Number | 46841659 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 004684/001659 |
| Instrument | 12806 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2034 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,203 (+2.7%) | $560,420 (-5.62%) Land $150,000 Building $410,420 | |
| 2025 | $7,112.00 (+9.87%) Homeowner's exemption | $399,419 (+4.5%) | $593,812 (+2.59%) Land $155,000 Building $438,812 |
| 2024 | $6,473.00 (+2.19%) Homeowner's exemption | $382,214 (+3%) | $578,829 (+10.5%) Land $160,000 Building $418,829 |
| 2023 | $6,334.00 (+1.95%) Homeowner's exemption | $371,082 (+3%) | $523,808 (-0.46%) Land $120,000 Building $403,808 |
| 2022 | $6,213.00 Homeowner's exemption | $360,274 | $526,216 Land $117,600 Building $408,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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