St. Johns County property record for 77 Arella Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,256 sqft · built 2016 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Oct 2019) |
| Tax Bill | $7,936 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-1780 |
| Primary APN | 005732-1780 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,256 sqft Living Area |
| Gross Area | 3,906 sqft |
| 1st Floor Area | 2,604 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 1,100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77 ARELLA WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/68-85 CELESTINA PHASE 1A LOT 178 OR4809/1925 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 178 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
77 Arella Way is owned and occupied by an individual who bought it in October 2019.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MSA LENDING LLC |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage JAX FCU |
| Apr 3, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on File |
| Deed Sale | Oct 8, 2019 · Amount on File |
| Prior Sale | Apr 3, 2017 · Amount on File |
| Deed Document Number | 201974979 |
| Deed Book / Page | 4809 / 1925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Document Number | 0051260616 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 5126/616 |
| Instrument | 2020114720 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WINTHROP, MA 02152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Document Number | 0048091925 |
| Book / Page | 4809 / 1925 |
| Map Reference | MB 74 PG 68-85 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2019074979 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 STATE ROUTE 1060, 1625, MORRIS PLAINS, NJ 07950 |
| Name | Verified Name |
|---|---|
| Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Document Number | 0048091928 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 4809/1928 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 3, 2017 |
| Property Address | 77 ARELLA WAY, SAINT JOHNS, FL 32259-1246 |
| Document Number | 0043521634 |
| Book / Page | 004352 / 001634 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 22739 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 77 ARELLA WAY ST JOHNS FL 322591246, ST JOHNS, FL 32259-1246 |
| Document Number | 43521636 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 004352/001636 |
| Instrument | 22740 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
The 2025 property tax bill for 77 Arella Way was $7,936 with a homeowner's exemption, up 14.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,993 (+2.7%) | $616,829 (-8.09%) Land $150,000 Building $466,829 | |
| 2025 | $7,936.00 (+14.45%) Homeowner's exemption | $460,558 (+9.92%) | $671,099 (+6.12%) Land $155,000 Building $516,099 |
| 2024 | $6,934.00 (+2.17%) Homeowner's exemption | $418,982 (+3%) | $632,403 (+9.87%) Land $160,000 Building $472,403 |
| 2023 | $6,787.00 (+1.97%) Homeowner's exemption | $406,779 (+3%) | $575,601 (-1.32%) Land $120,000 Building $455,601 |
| 2022 | $6,656.00 Homeowner's exemption | $394,931 | $583,311 Land $117,600 Building $465,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Arella Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Arella Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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