9196 Oak Tree Ct, Frederick, MD 21701 Property Records

Frederick County property record for 9196 Oak Tree Ct, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1977
Square Footage1,150 sqft Living Area
Lot Size23,945 sqft (0.55 acres)
GarageCarport, 600 sqft
OccupancyOwner Occupied
Tax Bill$3,054.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-218439
Alternative APNs
  • 8218439
  • 218439

Interior

Full Baths1 Baths
Building Area1,150 sqft Living Area
Gross Area1,290 sqft Gross Area
1st Floor950 sqft 1st Floor
Basement Area200 sqft Basement
Finished Basement200 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area23,945 sqft (0.55 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area600 sqft Garage
CarportCarport
Carport Area600 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area360 sqft Shed
Deck Area216 sqft Deck
PorchEnclosed Porch
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating
SewageSewage Connected

Location & Zoning

Account Number218439
Street Address9196 OAK TREE CT
CityFREDERICK
StateMD
Zip21701-2243
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 24 .55 ACRE OAK TREE COURT WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal Lot Number24
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1023
Census Tract751702

Owner

Source: Frederick County records · APN 08-218439

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9196 OAK TREE CT, FREDERICK, MD 21701-2243
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9196 OAK TREE CT, FREDERICK, MD 21701-2243
Document Number0142930425
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyCHOICE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9196 OAK TREE CT FREDERICK MD 217012243, FREDERICK, MD 21701-2243

Mortgage

Document Number0142930425
DateNov 23, 2020
Book Page014293/000425
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 22, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$283,533 (+25.03%)$300,800 (+9.42%) Land $130,200 Building $170,600
2025$3,054.00 (+15.11%)
2023$2,653.00 Homeowner's exemption$226,767$274,900 Land $130,200 Building $144,700

Flood & Wildfire

9196 Oak Tree Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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