Frederick County property record for 9188 Oak Tree Ct, Frederick, MD 21701 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1973 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 25,300 sqft (0.581 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2016) |
| Tax Bill | $3,888.00 (2024) |
| Primary APN | 08-219702 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,010 sqft Gross Area |
| 1st Floor | 1,500 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,300 sqft (0.581 acres) |
| Deck Area | 244 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 110 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 219702 |
|---|---|
| Street Address | 9188 OAK TREE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21701-2243 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 21, 0.58 AC W/S OAK TREE COURT WISPERREN OAKS |
| Legal Subdivision | WISPERREN OAKS |
| Legal Lot Number | 21 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 8, LIBERTY |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 751702 |
Source: Frederick County records · APN 08-219702
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9188 OAK TREE CT, FREDERICK, MD 21701-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2016 · Amount on Record |
| Deed Sale | Mar 14, 2016 · Amount on Record |
| Prior Sale | Jun 02, 2004 |
| Deed Book / Page | 11032 / 426 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0105800412 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9188 OAK TREE CT, FREDERICK, MD 21701-2243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0133120311 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 13312/0311 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 11, 2029 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,500 (+31.96%) Land $132,100 Building $219,400 | $351,500 (-) Land $132,100 Building $219,400 | |
| 2024 | $3,888.00 (+18.94%) | ||
| 2023 | $3,269.00 | $266,367 | $351,500 Land $132,100 Building $219,400 |
9188 Oak Tree Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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