Oakland County property record for 9195 Kettering Ave, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,281 sqft · built 1938 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-35-276-007 |
| Primary APN | Y-12-35-276-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,281 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Basement Area | 248 sqft |
| Unfinished Basement | 248 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 66.7 ft deep x 80 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 231 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9195 KETTERING AVE |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-4257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 35 MARJORIE VESTA PARK LOTS 196 & 197 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | PARK |
| Legal Lot Number | 196-197 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 130700 |
9195 Kettering Ave is owned and occupied by two individuals who acquired it in September 2004.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9195 KETTERING AVE, WHITE LAKE, MI 48386-4257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2004 |
| Transfer Doc | 0000432537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9195 KETTERING AVE, WHITE LAKE, MI 48386-4257 |
| Document Number | 0000116601 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9195 KETTERING AVE WHITE LAKE MI 483864257, WHITE LAKE, MI 48386-4257 |
| Document Number | 0000116601 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 054364/000002 |
| Instrument | 116601 |
| Name | BIRMINGHAM BLOOMFIELD CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 17, 2025 |
The 2025 property tax bill for 9195 Kettering Ave was $1,597 with a homeowner's exemption, down 41.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,597.00 (-41.24%) Homeowner's exemption | $188,490 | $376,980 |
| 2024 | $2,718.00 | ||
| 2023 | $162,300 | $324,600 | |
| 2021 | $2,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9195 Kettering Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9195 Kettering Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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