Oakland County property record for 9194 Kettering Ave, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 932 sqft · built 1932 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,250 (Apr 2019) |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-35-231-018 |
| Primary APN | Y-12-35-231-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Raised |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9194 KETTERING AVE |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 35 MARJORIE VESTA PARK LOT 188 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | PARK |
| Legal Lot Number | 188 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 130700 |
9194 Kettering Ave is owned and occupied by an individual who bought it in April 2019.
Source: Oakland County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9194 KETTERING AVE, WHITE LAKE, MI 48386-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Apr 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on File |
| Deed Sale | Apr 8, 2019 · Amount on File |
| Prior Sale | Apr 22, 2005 · Amount on File |
| Deed Document Number | 201953272 |
| Deed Book / Page | 52711 / 631 |
| Prior Transfer Date | Nov 26, 2007 |
| Prior Transfer Doc | 0000260555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 1, 2026 |
| Property Address | 9194 KETTERING AVE, WHITE LAKE, MI 48386-4256 |
| Document Number | 0000059089 |
| Book / Page | 61157 / 413 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202659089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 9194 KETTERING AVE, WHITE LAKE, MI 48386-4256 |
| Document Number | 0000059089, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 61157/413 |
| Instrument | 202659089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 8, 2019 |
| Property Address | 9194 KETTERING AVE, WHITE LAKE, MI 48386-4256 |
| Document Number | 0000053272 |
| Book / Page | 52711 / 00631 |
| Map Reference | LB 20 PG 7 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 053272 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9194 KETTERING AVE, 9194, WHITE LAKE, MI 48386-4256 |
| Name | Verified Name |
|---|---|
| Address | 9194 KETTERING AVE, WHITE LAKE, MI 48386-4256 |
| Document Number | 0000053273 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 053273 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 9194 Kettering Ave was $1,192 with a homeowner's exemption, down 42.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (-42.77%) Homeowner's exemption | $67,130 | $134,260 |
| 2024 | $2,083.00 | ||
| 2023 | $60,140 | $120,280 | |
| 2021 | $1,827.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9194 Kettering Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9194 Kettering Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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