919 State Rte 40, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 919 State Rte 40, Melrose, NY 12121

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 4,080 sqft · built 1900
Lot Size24.7 acres (1,076,368 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2023)
Tax Bill$6,252 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN384289 51.-1-13

Property Details

APN / Parcel Number

Primary APN384289 51.-1-13
Alternative APN
  • 315J120600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,080 sqft Living Area
1st Floor Area2,320 sqft
2nd Floor Area1,760 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area1,076,368 sqft (24.7 acres)
Lot Width384 ft Width
Garage TypeDetached
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area780 sqft
Shed1 Shed
Shed Area396 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J120600
Street Address919 STATE ROUTE 40
CityMELROSE
StateNY
Zip12121-2120
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal Block1
Legal Lot Number13.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2075
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address919 STATE ROUTE 40, MELROSE, NY 12121-2120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Prior SaleAug 5, 1998 · Amount on Record
Deed Document Number2023630926
Deed Book / Page10456 / 210
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJun 1, 2021
Property Address919 STATE ROUTE 40, MELROSE, NY 12121-2120
Document Number0096030064
Book / Page9603 / 64
Instrument DateMay 25, 2021
Instrument2021-589882
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 5TH ST, RENSSELAER, NY 12144-1525

Mortgage

Document Number2021589883
DateJun 1, 2021
Instrument2021-589883
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,252.00$46,000 (-) Land $22,400 Building $23,600$323,034 (+12.71%) Land $157,304 Building $165,730
2023$46,000 Land $22,400 Building $23,600$286,604 Land $139,564 Building $147,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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