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897 State Rte 40, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 897 State Rte 40, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,242 sqft · built 1948
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2025)
Tax Bill$9,097 (2025)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN384289 51.2-1-25

Property Details

APN / Parcel Number

Primary APN384289 51.2-1-25
Alternative APN
  • 315J149000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area358 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area47,916 sqft (1.1 acres)
Lot Width274 ft Width
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J149000
Street Address897 STATE ROUTE 40
CityMELROSE
StateNY
Zip12121-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block1
Legal Lot Number25.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2075
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 51.2-1-25

Assessment roll updated May 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address100 N MOHAWK ST, 7304, COHOES, NY 12047-1751
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Deed Book / Page10996 / 137
Prior Transfer DateJun 19, 2023
Prior Transfer Doc0104140282
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJun 22, 2023
Property Address897 STATE ROUTE 40, MELROSE, NY 12121-2118
Document Number0104140282
Book / Page10414 / 282
Instrument DateJun 19, 2023
Instrument2023-628859
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address354 S MAIN ST, MECHANICVILLE, NY 12118-2620

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,097.00$37,800 (-) Land $10,300 Building $27,500$265,449 (+12.71%) Land $72,331 Building $193,118
2023$37,800 (-) Land $10,300 Building $27,500$235,514 (+10.59%) Land $64,174 Building $171,340
2022Homeowner's exemption Senior Citizen's exemption Veteran's exemption$37,800 Land $10,300 Building $27,500$212,958 Land $58,028 Building $154,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), as of January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830519012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless.

Based on FCC filings for 68 locations within half a mile of this property.

Nearby Properties on State Rte 40

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