919 Low Gap Rd, Irvine, KY 40336 Property Records

Estill County property record for 919 Low Gap Rd, Irvine, KY 40336

Property Summary

Property Type	Single Family Home
Lot Size	1.35 acres (59,046 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-00-00-020.01`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-020.01`
Alternative APN	`29465 1`

Exterior

Lot Area	59,046 sqft (1.35 acres)

Location & Zoning

Account Number	29465 1
Street Address	919 LOW GAP RD
City	IRVINE
State	KY
Zip	40336-8890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	919 LOW GAP RD LOT 9 & 10 & HOUSE
Legal Subdivision	NOLAND SUB
Legal Lot Number	10
Jurisdiction	ESTILL KY
Township / Civil Division	WINSTON-WEST IRVINE
Census Block Group	2
Census Block	2013
Census Tract	920302

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	919 LOW GAP RD, IRVINE, KY 40336-8890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK
Feb 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 22, 2010
Transfer Doc	000283/540
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	919 LOW GAP RD, IRVINE, KY 40336-8890
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M11/291
Date	Jan 13, 2022
Book Page	M11/291
Instrument	252731

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	919 LOW GAP RD, IRVINE, KY 40336-8890
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000M12/743
Date	Feb 24, 2023
Book Page	M12/743
Instrument	256947

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $390,000	$390,000 (-) Land $390,000
2025	$4,110.00 (+22.69%)	$390,000 (+25%) Land $390,000	$390,000 (+25%) Land $390,000
2023	$3,350.00	$312,000 Land $312,000	$312,000 Land $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTILL CO WATER DISTRICT serves 9,501 people · EPA ID KY0330123
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Irvine Community Television.

Nearby Properties on Low Gap Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures