725 Low Gap Rd, Irvine, KY 40336 Property Records

Estill County property record for 725 Low Gap Rd, Irvine, KY 40336

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,370 sqft · built 2017
Lot Size	124 acres (5,415,161 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2015)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-00-00-020.00`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-020.00`
Alternative APN	`25790 1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,370 sqft Building Perimeter

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	5,415,161 sqft (124 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,080 sqft
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	25790 1
Street Address	725 LOW GAP RD
City	IRVINE
State	KY
Zip	40336-8892
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	725 LOW GAP RD 124.32 AC & HOUSE
Legal Subdivision	NOLAND 1
Jurisdiction	ESTILL KY
Township / Civil Division	WINSTON-WEST IRVINE
Census Block Group	2
Census Block	2013
Census Tract	920302

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 LOW GAP RD, IRVINE, KY 40336-8892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK
Mar 21, 2018	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
May 11, 2017	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	2015234143
Deed Book / Page	306 / 618
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	725 LOW GAP RD, IRVINE, KY 40336-8892
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00MJ12/566
Date	Apr 11, 2023
Book Page	MJ12/566
Instrument	257504

Lender

Name	WHITAKER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	725 LOW GAP RD, IRVINE, KY 40336-8892
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MS10/304
Date	Mar 21, 2018
Book Page	MS10/304
Instrument	240995

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	725 LOW GAP RD, IRVINE, KY 40336-8892
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MN10/580
Date	May 11, 2017
Book Page	MN10/580
Instrument	238412

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2018

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-48.18%) Land $16,500 Building $218,500	$323,500 (-40.31%) Land $105,000 Building $218,500
2025	$2,480.00 (-1.86%)	$453,500 (-) Land $235,000 Building $218,500	$542,000 (+130.64%) Land $323,500 Building $218,500
2023	$2,527.00	$453,500 Land $235,000 Building $218,500	$235,000 Land $16,500 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Irvine Community Television.

Cell Coverage

No cell data coverage reported

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