Clay County property record for 919 9th Ave E, Spencer, IA 51301 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 710 sqft · built 1955 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jun 2025) |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607430004 |
| Primary APN | 963607430004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 710 sqft Total Area |
| Basement Area | 710 sqft |
| Unfinished Basement | 710 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 75 ft deep x 142 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 919 9TH AVE E |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-4919 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 1 5 2ND COLLEGE E 1/2 2 5 2ND COLLEGE |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 7 |
| Legal Subdivision | COLLEGE 2ND ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607430004
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 919 9TH AVE E, SPENCER, IA 51301-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Deed Document Number | 20251532 |
| Prior Transfer Date | Feb 15, 2021 |
| Prior Transfer Doc | 0000001502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 919 9TH AVE E, SPENCER, IA 51301-4919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/2325 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 2023/2325 |
| Instrument | 2023 2325 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 919 9TH AVE E, SPENCER, IA 51301-4919 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/924 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 2017/924 |
| Instrument | 0924 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 919 9TH AVE E, SPENCER, IA 51301-4919 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0924 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 2017/0924 |
| Instrument | 2017 0924 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 919 9TH AVE E, SPENCER, IA 51301-4919 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1709 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 2020/1709 |
| Instrument | 2020 1709 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,172.00 | $151,380 (+11.57%) Land $31,100 Building $120,280 | $151,380 (+11.57%) Land $31,100 Building $120,280 |
| 2024 | $2,172.00 (+6.78%) | ||
| 2023 | $135,680 (+17.47%) Land $21,770 Building $113,910 | $135,680 (+17.47%) Land $21,770 Building $113,910 | |
| 2022 | $2,034.00 | $115,500 Land $21,770 Building $93,730 | |
| 2021 | $115,500 Land $21,770 Building $93,730 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low less than 1% of the US · above 2% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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